The Title Search

Real Estate Agent with RE/MAX Agents Realty

The people who do title searches have an extremely important job. They must ensure that the sellers really own the property being sold and that all liens against the property are being paid off as a result of the sale.

If the seller has had financial difficulties, for instance, and didn't pay his bills, there may be judgments that must be satisfied on or before the closing. Someone in addition to the party who signed the sales agreement may have an interest in the property. If so, it will be necessary for that person to sign the sales agreement and the deed that transfers ownership to the new buyer. The preliminary title report will also show any easements that run with the property. In addition, the Title Company will go back many years, examining what is called the "chain of title". If you learn that the property you are buying has title problems, don't panic. Most of them are resolved easily and in plenty of time to avoid delays in the closing.

Posted by

Dallas Chambers

RE/MAX Agents Realty

Office:  770-922-7777 X316

Cell:     770-595-1541



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Ralph Gorgoglione
Maui Life Homes / Metro Life Homes - Kihei, HI
Hawaii and California Real Estate (310) 497-9407

The ones that I don't like is where the lien or judgment doesn't show up on the preliminary title report, but then pops up at the tail end on title's final check before funding.


May 24, 2010 03:16 AM #1
Jody Lautenbach
Century 21 Premier Associates - Pella, IA

The worst ones are those that come back a mile long and you have to clear up prior to closing.  It pays to know your sellers a it.

May 24, 2010 03:19 AM #2
Kristin Mason
New Market Title Agency - Independence, OH

Running a full Title Search, not a current owner search is so important.  Be sure to ask your Title company if they are doing a full exam.  Some companies will run a single owner search to save money and they will insure through but down the line things pop up.  Better to know in advance and get it cleared up!

May 24, 2010 03:37 AM #3
Don Spera
CR Property Group, LLC - East York, PA
Serving York and Adams County, PA

Some cash buyers try to bypass having this done.  I tell them it is well worth the money to at least have an attorneys certification done.  However, that certification is only good for the life of the attorney or as long as his or her firm is in existence.

May 24, 2010 03:48 AM #4
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