Interest rates have fallen again! 4 5/8% on a 30 year fixed rate! We have been so busy lately with the stimulus money expiring that I haven't sent a tip for nearly 2 months. We were concerned about home sales falling, but thank goodness interest rates fell instead. If you want to buy or sell, now may be the opportune time, however if you are staying put you may need to consider refinancing. Call me for reputable lenders. Don't be tempted to use a lender you find on the internet, or you'll most likely not be happy with the result.