Your first thought is probably well did you have a good offer to begin with? The answer is YESSSS
guaranteed! Mr. Veteran even agreed to pay for Lender required repairs if necessary, increased his
deposit, agreed to the Bank's limited inspection and appraisal timeframes, and cross qualification, plus
agreed to pay for all of his closing costs to get the Home for his family. The condition of the property on a
scale from 1-10 was a 7 and I saw only one item that could get called by the appraiser and that was the
covered patio that seemed to need replacement. The response I received from the listing agent was, "The
Bank is looking for an offer with a minimum of 10% down!" Mr. Veteran didn't have this 10% and even if
he did doesn't it just make sense to use a VA loan when you earned it by giving freedom to not only our
great country but also countries around the world? It really upsets me that Mr. Veteran has checked off all
of the items that could make this transaction drag or become an expense to the bank! Had Mr. Veteran
not agreed to the bank's terms or possibly not been able to afford the terms, or repairs the property
needed would be one thing but when you have someone like Mr. Veteran being this flexible it makes me
want to go through the computer monitor into the listing agents office and saying hey aren't you human?
Isn't the asset manager human? Aren't bank executives human? Our world is not ran by computer server
portals through which the terms of these transactions are inputed. At the end of the day there is someone
saying YAY or NAY to the best offer. Now do I consider an offer like Mr. Veteran's terms but 20% down a
better offer? Yes of course but sometimes it's not about that, sometimes it's about doing something good
and by saying that I'm not even asking the listing agent or asset manager to go Pro Bono or Volunteer!
Next time you see an offer from one of our service men or women take a minute to think about what
these people have been through! If we continue to turn these people down someday we just might be
turning down our Country's own safety!
Thank you to all the Service Men and Women for providing peace for our great country and countries
around the world! We salute you!