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Warning Warning Warning You Can't Get Or Renew Flood Insurance

By
Services for Real Estate Pros with The Real Estate Investment Institute 1retiredsage

 

Warning Warning Warning You Can't Get Or Renew Flood Insurance!!!

Berry, Harry, and Nancy have canceled flood insurance!

FEMA, the Federal Agency responsible for all flood insurance has no authorization to insure your new home or renew your existing insurance.

This of course means no closings on properties in flood zones! Not only are you uninsured or about to be, when you are uninsured you just defaulted on your mortgage!

If you think this is bad this is the start of hurricane season!

Here is the message from FEMA!

http://www.fema.gov/business/nfip/nfip-reauth.shtm

NFIP Reauthorization Guidance

The NFIP will not be reauthorized by Congress by midnight of May 31, 2010. Therefore, the Program will experience a hiatus - a period without authority to:

issue new policies for which application and premium payment dates are on or after June 1, 2010, or

issue increased coverage on existing policies for which endorsement and premium payment dates are on or after June 1, 2010, or

issue renewal policies for which the renewal premium is received by the company on or after June 1, 2010, and after the end of the 30-day renewal grace period, until Congress reauthorizes the Program.

While awaiting Congressional reauthorization, FEMA is issuing the guidance contained in the attached bulletin (PDF 92KB, TXT 21KB). Within this bulletin, is a set of Frequently Asked Questions concerning NFIP authorization to help you in communicating with your insurance agents and policyholders.

The hiatus period is expected to end soon. We will inform you when the NFIP is again authorized to sell new policies, issue increase coverage on existing policies, or issue renewal policies.

Last Modified: Friday, 28-May-2010 16:11:02 EDT

Please let every one know! Re-blog or re-write. Just get the word out!

 

 

Posted by

Bill

William J Archambault Jr

The Real Estate Investment Institute

wja@reii.org      Cell 832-259-7078,      Houston 832-582-8415,       Las vegas 702-516-1569

     http://www.reii.org  Back Cover One House At A Time http:www//reii.orghttp://www.flippingforfunandprofit.info/ http://www.billarchambault.com   

From my past: GRI 1975, FLI 1974, Catalyst from a client 1974 an agent that makes things happen, REII, The Real Estate Investment Institute 1995.

http://www.reii.org

©William J Archambault Jr   ©The Real Estate Investment Institute   ©REII

Comments(3)

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George Souto
George Souto NMLS #65149 - Middletown, CT
Your Connecticut Mortgage Expert

Bill I had not been made aware of that.  I will have to ask the people in my office tomorrow that deal with this, how we are addressing this.  Thanks for the info.

Jun 03, 2010 03:27 PM
William J. Archambault, Jr.
The Real Estate Investment Institute - Houston, TX

George,

I look forward to hearing what you find out.

Bill

Jun 03, 2010 03:35 PM
William J. Archambault, Jr.
The Real Estate Investment Institute - Houston, TX

Rich,

Pay it quick and pray they cash the check!

Bill

Jun 05, 2010 07:34 AM