If You Are Struggling To Pay Your Bills- You Need To Read This Post

One of our daughters went to a coupon class about a month ago. Her and her sister do not want to be in debt for anything other than a modest home. Even their cars are either almost paid off or are paid off. They only have credit cards to use as ID and to use for online purchases which they then pay nearly in full each month. 

They did not want to go alone the first time so I told them I would show them how to save money using coupons and the sales, especially the buy one get one free sales each week. Since we go to the store anyways, I thought I might as well take them with me. We can have some girl time together. 

If you are struggling paying your bills- you need to pay attention to this post. 

If you are in debt and want to get your debt paid down and eliminated- you need to pay attention to this post. 

If you make money but love to save and have more money at the end of your paycheck- then you need to pay attention to this post. 

This is serious saving! 

This is not about saving a dollar here and a dollar there. This is about actually making a difference in your family's budget. 

I will share some other case studies later on. 

I know families who are using this coupon system to cut their food bill in half and nearly eliminate their budget for household goods, cleaners, personal care products and beauty products. 

This system is being used by middle class families to extend their budget. The savings each month from their food budget and personal care budget are being used to pay down their debt. I will write a post about the fastest and easiest way to pay down your debt at another time. 

In fact, this is such a savings to most families that studies have shown that a mom or dad that uses these saving strategies- the coupon saving folks are worth $80 per hour! This is nothing to make light of! 

As I was showing them I got hooked!  Since I go to the store anyways I figured that it was time we started saving some money and use that money we save towards paying for the college bills we are paying and for paying down debt. We spend a lot of money on food, good food, healthy food. But the savings there I will talk about later on. For now, just see how FAT these savings are. 

This is nothing to sneeze at!!! I don't care how much money you are making in real estate you can learn some frugal ways to save. Since we live in Florida and we are now approaching hurricane season, stocking up is a must do item on your list here. As soon as the storm warning hits- the stores' shelves are empty within hours. 

In just one month we have enough shampoo and conditioner for a year, enough razors for a year, enough body wash for a year and enough feminine products for a year.  In this photo here between Walgreens, CVS and Publix and this is all non food items-

 I got $980 of products for $64.00. That includes the 6.5% sales tax. 

We still have lots of items to donate to the Military care packages, send our kids in college and give to homeless shelters. 

If you are so rich that you don't need to save any money- you and your friends can do this for fun and then donate all your items to charity. 

The video I posted below is ten minutes long so fair warning about that but it is well worth watching. I go through the items and explain how you can use them, etc. For instance, Nestor and I do not use any deodarents that contain the alluminum in them because that is known to cause cancer. So we donate the free products that we don't use to our kids who refuse to listen to us about deodorants or we send it off in care packages or drop it off at the homeless shelters. 

 

 

 

 

 

 

        

 

 

Copyright © 2010 By Katerina Gasset, All Rights Reserved.*If You Are Struggling To Pay Your Bills- You Need To Read This Post*