Are you uninsured because you don't know how much health insurance would cost you or your family? It may not be as expensive as you may think. Below are some examples of costs in IL for a quality health insurance Major Medical PPO plan. Going without health insurance could cost you and your family $100's of $1,000's in medical expenses and wipe you out financially.
Age 43, Non-tobacco user, healthy
$160.10 - High Deductible Health Plan (HDHP)
Qualified for use with a Tax-Favored HSA (Health Savings Account)
$5,250 Annual Deductible
$250 Wellness Benefit (includes routine physicals, colorectal screening, prostate cancer screening and flu shots)
100% Co-insurance after deductible is met
$204.82 - Premier Plan (low exposure to high deductibles - covered charges that exceed the daily deductible amount on any given day are covered at 100%)
$500 Daily Deductible
$4,000 Annual Deductible
$250 Wellness Benefit (includes routine physicals, colorectal screening, prostate cancer screening and flu shots)
100% Co-insurance after daily deductible is met, and after annual deductible is met (very unique and smart plan)
Age 43, male, Age 43 female, with 2 dependent children, Non-tobacco users, healthy
$438.46 - High Deductible Health Plan (HDHP)
Qualified for use with a Tax-Favored HSA (Health Savings Account)
$5,250 Annual Family Deductible
$250 Wellness Benefit (includes routine physicals, colorectal screening, prostate cancer screening and flu shots)
100% Co-insurance after deductible is met
$541.18 - Premier Plan ((low exposure to high deductibles - covered charges that exceed the daily deductible amount on any given day are covered at 100%)
$500 Daily Deductible
$4,000 Annual Deductible
$250 Wellness Benefit (includes routine physicals, colorectal screening, prostate cancer screening, well child care and flu shots)
100% Co-insurance after daily deductible is met, and after annual deductible is met (very unique and smart plan)
These plans also offer many value-added services that include:
- $1,000,000 Annual Maximum per insured
- $5,000,000 Lifetime Maximum per insured
- Discount Card for Prescriptions
- On-Demand access to health care 24/7 through Tele-Doc Medical Services
- 24 Hour Nurseline
- Personal Wellness Profile
- MyHealthCompass - provides pricing and quality-of-care comparisons for medical services
- LabOne Select for significant savings over other labs
- Access to Chiropractors and Alternative Medicine at a 25% discount on provider services through the American Specialty Health alternative health care network of nearly 20,000 credentialed providers
Before you purchase health insurance, research your options to ensure you choose a company you can count on-one that cares about helping you select the best plan for your situation, and one that will provide you with exceptional service after the sale.
If you are interested in a personal and confidential quote for you or you and your family, contact me for help. As a real estate professional who has had to deal with researching his own private health insurance since 1998, I'd be happy to help you investigate your options.
I hope you've found the above information useful and encouraging if you simply didn't believe you could afford a quality Major Medical PPO Health Insurance plan.
Comments(0)