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Which is worse, a last minute closing snafu, or wrestling with an angry cat?

By
Real Estate Broker/Owner with American Foursquare Realty RM423982

Which is worse, a last minute closing snafu, or wrestling with an angry cat?

What a day!  First I'm going to talk about my cat.  But I promise this post will be about real estate!

My cat, Schrodinger, got a scratch between her shoulders on Friday.  By Sunday it was infected. So, one trip to the vet, $195 and two prescriptions later we went home.  I have to put an antibiotic ointment on the wound.  Cats, liking to be clean, hate ointments.  So last night she tried scratching it off.  And re-opened the wound.

So what did the vet tell me to do?  "Try putting her in a onesie so she can't get at the wound."

Perhaps you've asked yourself, "Gee, I wonder how hard it is to get a cat that's already feeling kind of punky into a onesie."  Well, I have an answer for you.  It is no walk in the park!  But, as this picture proves, it is possible.

So, what else happened to me today?  I have a closing on Friday.  Two days away.  Piece of cake.  It's a pretty vanilla deal.  The loan officer (one whom I had never worked with - the buyer had chosen her before he started working with me) told me the loan was cleared to close.  The loan officer told the seller's agent the loan was cleared to close.  What did the bank's attorney's office tell the title company today?  The loan is not cleared to close.  In fact, it never had been.  And there was no way to close on Friday.

Oh, my.  I can't begin to count the number of calls I made.  The buyer, the loan officer, the title company, the seller's agent, the bank's paralegal and attorney.  All multiple times.

What a mess!  The buyer's furniture is being delivered Saturday!  I'm pulling strings like I'm a the only puppeteer in that scene from "The Sound of Music" with all of the marionettes to myself (The Goat herder's Song?).  But I digress.

Unfortunately, this is one time that my magic will  only go so far.  We are not closing on Friday.  The bank wanted to wait four business days, but at least I got them to do it Monday.  The home is vacant and the sellers have no other closing.  The buyers have no other closing.  The title company can do a Monday closing.  So we will be late by one business day, but we will close.  But only a partial success on my part.

So the answer to today's questions is that it is easier to wrestle a sick cat into a onesie than it is to deal with bureaucratic banks.

Posted by
 Richard Strahm is an award winning Realtor specializing in the North Penn areas of Montgomery County -- Lansdale, Upper Gwynedd, North Wales, Towamencin, Hatfield -- and beyond!  Visit him at www.a4square.com or call today at 215-853-2624 for a free and private consultation about all of your real estate needs.
 
 
Richard Strahm
Broker / Owner
Realtor, ABR, CRS, PSA, SFR, SRS, SRES
 
American Foursquare Realty - Lansdale, PA

415 North Broad Street
Lansdale, PA 19446

Direct: (215) 853-2624
Office: (215) 647-0700
Fax: (215) 529-8931

Email:  Richard@a4square.com

www.a4square.com

PA Lic # RM423982

Copyright © 2010-2018 Richard Strahm.   All rights reserved worldwide.

Lyn Sims
Schaumburg, IL
Real Estate Broker Retired

I'll take the closing details & a fire walk. Are you sure that YOU don't need an antibiotic after wresting the cat into a 'onesy'? 

Jun 16, 2010 09:17 AM
Glenn Roberts
Retired - Seattle, WA

Sounds like you've done what could be done and maybe the impossible. I hate it when the loan officer only says it's a go, or no problem. That said, I always convince my buyers to pick a Wednesday as a closing day. Almost always you can get it done by Friday and most people will be happy.

Jun 16, 2010 09:47 AM
Charles Edwards Bentonville
Coldwell Banker Harris McHaney & Faucette 479-253-3796 - Bentonville, AR
AR REALTOR, Bentonville Real Estate Agent and Broker

I'm certain your answer to today's question is correct. The cat looks super in the onesie by the way. White and a subtle stripe goes with everything.

Jun 16, 2010 10:58 AM
Richard Strahm
American Foursquare Realty - Lansdale, PA
Lansdale and North Penn Real Estate

Lyn - I came out relatively unscathed -- surprisingly!

Glenn - I'm adding this to my list of reasons that I don't like working with loan officers I've never heard of.

Charles - And only $1 on clearance at Walmart!

Jun 16, 2010 12:27 PM
Kay Van Kampen
RE/MAX Broker, RE/MAX - Springfield, MO
Realtor®, Springfield Mo Real Estate

I'll take on the cat any day.  The banks are being brutal this week on 3 of my short sales.

Jun 16, 2010 02:26 PM
The Scott Loper Team Bux-Mont Premier Properties
Keller Williams Real Estate - Montgomeryville - Lansdale, PA

Hi Richard,

I'll go with the cat too.  Funny!

~Lisa

Jun 16, 2010 03:02 PM
Keith Landis
Keystone Home Finance - NMLS#834342 - Conventional - FHA - VA -USDA - Jumbo Programs - Direct Phone 412-726-1654 - Pittsburgh, PA
Pennsylvania - "Your Pennsylvania Mortgage Source"

That picture is hilarious.  The cat has a "why must I suffer such an indignity?" look.

Jun 17, 2010 03:41 AM
Richard Strahm
American Foursquare Realty - Lansdale, PA
Lansdale and North Penn Real Estate

Kay and Lisa - Since you've both said you would take the cat over the bank, I'd like you to live with her for one day.  My normal, sweet, loving cat is a BEAR to be around right now!

Keith - Oh, and she's paying me back for those indignities!

Jun 17, 2010 04:44 AM
Stanton Homes
Stanton Homes - New Home Builder - Raleigh, NC
Design/Build Custom Home Builder in North Carolina

Stylish cat you have there.  Closing dates seem at best to be moving targets.

Jun 18, 2010 05:59 AM