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FOREIGN NATIONAL financing? What is it?

By
Mortgage and Lending with Tropical State Mortgage (TropicalStateMortgage.com)

Foreign National financing? What is it? - A Foreign National is any individual who is a citizen of any country other than the United States.  So, if a Foreign National wanted to purchase a home or condo in the United States for investment or as a 2nd home, can he/she receive financing?  The answer is YES!

The Foreign National would need to provide the following:

  • Visa & Passport
  • 30% downpayment for SFR, 35% downpayment for Condo
  • Employment Letter or CPA Letter (self-employed) from their country stating yearly income for past two years
  • 3 Credit References: 1 bank reference, 2 credit reference
  • Establish US Bank Account
  • Place 2 months of their monthly salary in US Bank
  • Credit Card Statment
  • Rates from 6.5%
  • Can be Investment or 2nd Home

Have you ever had a client like this and had to turn them away?? Email me for more info or questions  adennie@fmbranch.com.