Washington FHA lender - FHA & FHA Jumbo - Direct Lender

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Mortgage and Lending with VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender NMLS 220268 / 3035

Washington FHA lender - FHA & FHA Jumbo - Direct Lender.    VanDyk Mortgage is your source for FHA Loans in Washington. We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender. We offer many loan programs for Washington Homebuyers and Washington Homeowners to Purchase and refinance homes.

  • FHA Purchase Loans
  • FHA Refinance Loans
  • FHA Jumbo (aka High Balance)
  • FHA Streamline Loans
  • Washington FHA Loans are available up to $567,500 with just 3.5% down payment in high cost counties (King, Pierce, and Snohomish counties).   The FHA 2011 Loan Limit for Washington is up to $567,500. Washington FHA Loans that are over $417K up to $567,500 are called FHA Jumbo or FHA High Balance loans. Check your counties Washington 2011 FHA Loan limits here.

    Here are some links to local Washington information:

    FHA Home loans in Washington:

  • FHA Home Loans require just 3.5% downpayment
  • FHA Jumbo Loans up to $567,500 (aka FHA High Balance)
  • The $567,500 is the base loan amount - the Washington FHA Loan Limit of $567,500 does not have to include the UFMIP (FHA's Upfront Mortgage Insurance Premium, which is usually financed into your loan amount)
  • The Seller can pay up to 3% of your closing and settlement costs.
  • Minimum score for most FHA Home Loans is just 620, even on FHA High balance or FHA Jumbo.
  • You can receive a gift of funds for your Downpayment and closing costs from Family
  • FHA Condominium requirements include at least a 51% owner occupancy ratio, no outstanding lawsuits against the Homeowners Association - call for details.
  • FHA Loans allow non-occupying co-borrowers such as parents and siblings.
  • We offer FHA 203K Rehab and FHA 203K Streamline Rehab loans
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    VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. We are also a VA Lender and VA Jumbo Lender.

     

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    Brian Skaar

    VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
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