Tax Credit Extended-You Mean I Can Buy a Home Today and Get the Credit?

By
Real Estate Agent with Prudential California Realty

Tax Credit Extended.  You Mean I Can Buy a San Diego Home Today and Get the Credit?

Unfortunately, no.  The Federal tax credit extension is not meant for buyers who find a home today and want to buy it.  You had to have a home purchase under contract by April 30th in order to potentially benefit from the extension.

The extension ONLY applies to buyers who had a signed contract by April 30, but were unable to close escrow by the June 30 deadline.  This has happened mainly because of delays with banks approving short sale transactions, which can take substantially more time to close escrow than the June 30 deadline allowed.

For buyers who had a valid, accepted purchase contract by April 30, 2010, you now have until September 30, 2010 to close escrow and claim the tax credit.

In San Diego, however, there still is an available California tax credit that allows you to buy a home now and claim the state tax credit.

Deborah Engel, Prudential California Realty, is a recognized San Diego and Carmel Valley Realtor for top client satisfaction.  If you'd like to learn more about Deborah, visit her website, www.PropertyByDeb.com, email her, Deb@PropertyByDeb.com, or call her at 858-829-1989.

Comments (5)

Tim Lorenz
TIM LORENZ - Elite Home Sales Team - Mission Viejo, CA
949 874-2247

You are correct this is for those who tried to get the tax credit and were under contract and could not close.

Jul 01, 2010 06:45 PM
Kymberly Caldwell-Muniz
(909) 973-0410 - Fontana, CA
TCR Group Keller Williams Realty Rancho Cucamonga

Hi Deborah, great post. Thanks for the clarification.

Jul 01, 2010 06:52 PM
Elite Home Sales Team
Elite Home Sales Team OC - Corona del Mar, CA
A Tenacious and Skilled Real Estate Team

This is great for the consumer some may have thought they were in for another bit of the apple.

Jul 01, 2010 07:00 PM
Bryan Watkins
LRA Real Estate Group - Mesa, AZ

Deborah, nice reminder. People will see the headlines and think they still get a chance to buy. But we are not so lucky.

Jul 01, 2010 08:00 PM
Don Spera
CR Property Group, LLC - East York, PA
Serving York and Adams County, PA

Deb, thanks for posting and clarifying.  I pray that there are no scammers out there that try to take advantage of this by back dating documentation.  If they are caught, they need to be prosecuted to the full extent of the law, no matter if they are a Realtor, Lender, Attorney, Title Company etc...

Jul 02, 2010 12:05 AM