Should Everyone Own a Home?

Real Estate Agent with Keller Williams Realty Professionals MN Broker #40288835

To Quote: "The US Government pushes homeownership in the form of the mortgage interest deduction, low mortgage interest rates and Fannie Mae and Freddie Mac. Most Americans want to own a home, they believe they deserve to own a home and that forces politicians to want the same." As a real estate agent it is my job to help people find and buy the home of their dreams and facilitate the sale and moving on of other dreams.

  • Should everyone buy a home?
  • Does everyone make a good homeowner?
  • If someone can not afford a home or pay for the upkeep, should a home be given to them?


There was a time when I was a renter. I had not decided on a semi-permanent hometown, had no desire to spend my time on lawncare, and had no money to make a large purchase. I rented, I saved, I waited and then years later I purchased my first home. I guess that was "in the good old days" and those days are long gone.

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Comments (5)

Robert Rauf
HomeBridge Financial Services (NJ) - Toms River, NJ

Kathleen, I think the American Dream of home ownership has been mixed up and people think it should be a right... It is this twisted view that has us in the mess that we are in now.... Places like ACORN etc that pushed to get people into their own homes at all costs, with out any thought for how they will pay for it.

It is a DREAM, something to look forward to and work and save towards.... It should NOT be handed out like halloween candy.

Jul 08, 2010 04:45 AM
Kathleen Lordbock
Keller Williams Realty Professionals - Baxter, MN
Keller Williams Realty Professionals

Robert - I totally agree with you on this.  We appreciately and value the things that we work and strive for much more that something just handed to us. I see this even at early ages with children- they are proud of the things they earn and put effort into.

Jul 08, 2010 05:02 AM
Mike Carlier
Lakeville, MN
More opinions than you want to hear about.

Kathleen, of course the answer to the three questions is no, no, no.  Also, mortgage interest deduction encourages high mortgages, not home ownership.  A revenue-neutral change to an annual tax credit to homeowners makes more sense. 

Jul 09, 2010 03:34 AM
Robert Rauf
HomeBridge Financial Services (NJ) - Toms River, NJ

I dont know where people came up with the idea that everything should be handed to them on a silver platter...

Jul 09, 2010 06:12 AM
Elizabeth Baklaich
Virtual Assistant to Steve Baklaich RE/MAX Realty Source MN - Saint Cloud, MN

When does it end? At what point does the Nanny state (or better yet the 53% of the citizens who actually pay taxes) finally say enough?

I am suggesting this one I would love to hear the thoughts from more of the AR community.

Jul 17, 2010 03:49 PM