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How does the interest rate effect my mortgage payment?

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Real Estate Agent with Keller Williams Realty

What's Hot in Real Estate??

 
Interest Rates are still at/near record lows of @4.5%!!!!! Soo, on a $250,000 mortgage the monthly mortgage payment is only $1266.71. When the rates go up to 5% that becomes a $1342.05 payment and when they get to 5.5% it will be $1419.47. Thats $152.76 more for the FOR THE SAME house!! (...Thats $55,000 over the life of a 30 year loan) And it gets scarier as the rate increases....If you like to run your own numbers, head over to GarveySells.com and use our Mortgage Calculator.

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Harry F. D'Elia III
WEDO Real Estate and Beyond, LLC - Phoenix, AZ
Investor , Mentor, GRI, Radio, CIPS, REOs, ABR

The mortgage rates are unbelievable at this time. Great time to buy or refinance

Jul 15, 2010 01:37 AM
Virginia Vanini, GRI,AHWD
Carey and Guarrera Real Estate - Shelton, CT

Thank you for that very clear illustrative example. I am going to use it today with a client and thank you in advance. :)

Jul 15, 2010 01:52 AM