UNBELIEVABLE, ALL-TIME LOW INTEREST RATES!

Rate Sheet

July 23, 2010

Conventional Rates based on a loan amount of $200,000 with 720 Credit Score

Conventional Loans with PMI require 720 Score

VA/FHA/USDA Rates based on a $200,000 with a 720 Credit Scores

Rate:               Term:             LTV:               Points/Origination:

Conventional: 

4.375%         30 Years       90%                        None

3.875%         15 Years       90%                        None

VA : 

4.25%           30 Years       100%                      None

FHA:      

4.25%           30 Years       96.5%                     None

Rural Development (USDA):

4.75%           30 Years       100%                      None

FHA Limit for Bay County is $396,250.00

VA Limit is $417,000.00

USDA Income Limit $74,050 for 1 -4 People

$97,750 for 5 - 8 People

Rates are subject to change without notice!

This information is provided to assist real estate professionals and is not an advertisement to extend consumer credit as defined in section 226.2 of Reg Z.