Advice For Struggling Homeowners

Real Estate Broker/Owner with Realty Empire Incorporated


As a foreclosure specialist when I come, knocking on the door of homeowners it usually means; the bank is now the owner and you have to vacate the property.  

I feel sad for some of these owners who truly have had a hardship. I often find myself explaining to them, it does not have to get to this point you as a homeowner have options.

That is why I counsel the homeowners in distress who work with me, the choices available to them. When working with people who are struggling with their mortgage payments, I provide guidance on how they can contact and work with their mortgage company to find solutions.

I refer these homeowners to by Fannie Mae.


This website by Fannie Mae has an excellent online resource, which offers reliable and easy-to-understand information in both English and Spanish, to help struggling borrowers find alternatives to foreclosure.

 Website Features:

  • An interactive Options Finder to help homeowners identify options that might be right for their situation
  • Calculators to help borrowers understand how many of the options work, including refinance, repayment, forbearance, and modification
  • Videos featuring real homeowners discussing how they received help and housing counselors providing advice
  • A virtual assistant to walk homeowners through key areas of the site; and
  • Next steps and helpful forms
  • A financial checklist and contact log to help borrowers be prepared when contacting their mortgage company or housing counselor. provides homeowners who are having trouble paying or owners who recognize they can no longer afford their mortgages with detailed information on:

  • Refinancing 
  • Repayment plans 
  • Forbearance
  • Loan modifications
  • Deed-for-LeaseTM
  • Short sales
  • Deeds-in-lieu
  • Plus more

Before I come knocking on your door...Check out today! 

Posted by


Stephanie Leon

Real Estate Broker
Realty Empire

6625 Miami Lakes Dr.
Miami Lakes, FL 33014

Contact me at:






All Rights Reserved. Copyright 2010-2018 Stephanie Leon Realty Empire 


Re-Blogged 5 times:

Re-Blogged By Re-Blogged At
  1. Ron T. Weems Jr. 08/09/2010 04:51 PM
  2. Karen Bernetti 08/09/2010 04:55 PM
  3. Wade Kawahara 08/09/2010 05:57 PM
  4. BEATRIZ GONZALEZ-LEAL 08/10/2010 06:50 AM
  5. Maya Thomas, Broker 08/11/2010 05:20 AM
ActiveRain Community
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Stephanie Leon | Miami Lakes Realtor®
Realty Empire Incorporated - Miami Lakes, FL
Turning For Sale Into SOLD!

I would like to thank those of you who liked the content of this blog and re-bloged it.  Thanks. I hope the info will find the way to the homeowners who are facing tough times.

Aug 09, 2010 04:44 PM #1
Jon Zolsky, Daytona Beach, FL
Daytona Condo Realty, 386-405-4408 - Daytona Beach, FL
Buy Daytona condos for heavenly good prices


You provided an excellent resource. It is available in bits and pieces, and you offer a perfect one-stop shopping. Thank you

Aug 09, 2010 04:46 PM #2
Jon Zolsky, Daytona Beach, FL
Daytona Condo Realty, 386-405-4408 - Daytona Beach, FL
Buy Daytona condos for heavenly good prices

I came back and "suggested" it. I think this is a cool blog to reblog as well, as thhe info source is reliable (right from the horse's mouth - LOL)

Aug 09, 2010 04:47 PM #3
Rita Gibbons
MacDoc Realty LLC - Fredericksburg, VA
The Gibbons Group

I know how difficult it is to be the bearer of this news to homeowners and tenants!  It's especially difficult when dealing with tenants who had no idea this was coming.  I had a tenant a couple of months ago who had just moved into the house less than a month earlier.  They elected to accept the CFK.  These are tough times for all.

Aug 09, 2010 04:48 PM #4
Barbara Chatterton
The Stark Company Realtors, Madison WI - Madison, WI
Greater Madison Wisconsin Area Realtor

Just superb, Stephanie!  You set it out in such an esay to read format and perfect content.  Thanks for sharing the resources and your interpretation.

Aug 09, 2010 04:49 PM #5
Karen Bernetti
Southington, CT

What wonderful information to share - I'd like to re-blog this post.  

Aug 09, 2010 04:52 PM #6
Ron T. Weems Jr.
Weems Property Group | KW North Sound - Bothell, WA
Managing the details one home at a time.


Thank you for the post. Good information. It's ashame most people won't take the first step when their home becomes unaffordable.

Aug 09, 2010 04:59 PM #7
Dan Edward Phillips
Dan Edward Phillips - Eureka, CA
Realtor and Broker/Owner

Hi Stephanie, thank you for the excellent post and the web site!

Aug 09, 2010 05:09 PM #8
Wade Kawahara
Dominion Real Estate Partners, LLC - Phoenix, AZ

Know your options is a terriffic website for the homeowner in financial trouble.

Aug 09, 2010 05:58 PM #9
Elite Home Sales Team
Elite Home Sales Team OC - Corona del Mar, CA
A Tenacious and Skilled Real Estate Team

Well done and the advice is right on.  Thanks for taking the time to blog the info.

Aug 09, 2010 06:56 PM #10
Maya Thomas, Broker
Tampa, FL
Please see my client recommendations.

This site looks like it's going to be an excellent resource for homeowners!

Aug 11, 2010 05:20 AM #11
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Stephanie Leon | Miami Lakes Realtor®

Turning For Sale Into SOLD!
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