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HAFA Short Sale Timeline

By
Real Estate Agent with First Team Real Estate-Orange County

HAFA Short Sale Timeline

  • Bank has 30 days to approve or deny the HAMP loan modification, the borrower can reject the HAMP and proceed with a short sale
  • Borrower has 14 days to accept short sale agreement and submit listing documents
  • Borrower submits short sale package to lender
  • Bank orders appraisals and determines minimum short sale price
  • Borrower has 120 days to sell through Realtor
  • Realtor must submit short sale offer to bank in 3 days
  • Bank has 10 days to approve or deny the short sale offer
  • Short Sale Buyer has a minimum of 45 days to close the short sale