Home Owners vs Renters

Real Estate Agent with Surterre Properties

Recently I read home owners that are more active in their communities, benefit from improved education opportunities, and report higher levels of self-esteem and happiness when compared to renters, according to leading research. A new report from the NATIONAL ASSOCIATION OF REALTORS explores the impact of stable housing and the positive social outcomes resulting from homeownership.

Homeownership is in investment in your future - home is where we make memories, build our lives and feel comfortable and secure. Owning a home has long-standing government support in this country because homeownership benefits individuals and families, strengthens our communities, and is integral to our nation's economy.

The study identifies research from government, industry, and academia that identified the relationship between homeownership and stable communities. Home owners move far less frequently than renters, and therefore are embedded into the same neighborhood and community for a longer amount of time. This allows for social cohesion, ultimately resulting in social benefits and stronger communities.

Several research studies cited in the report have found that homeownership has a significant impact on educational achievement. For instance, the decision by teenage students to stay in school is higher for those raised by parents who are homeowners compared to those whose parents are renters. Access to economic and educational opportunities are also more prevalent in neighborhoods with high rates of homeownership. Furthermore, studies have shown that changing schools frequently due to moving impacts negatively a child's educational outcome.

Civic participation is another social benefit resulting from homeownership and stable housing. Home owners are proven to be more politically active and are more likely to vote in local elections compared to renters. In addition, homeowners have a higher membership in voluntary organizations.

Studies have shown that home owners are more likely to believe that they can do things as well as anyone else, and they self-report higher ratings on their physical health. The research shows that home owners report higher self-esteem and happiness than renters, resulting in better overall health, both physically and psychologically.

When it comes to property, home owners have more invested both financially and emotionally. Property crimes affect home owners directly, but nonviolent property crimes can impact the property values of the entire neighborhood. Therefore, home owners are more motivated to deter crime by forming and implementing voluntary crime-prevention programs. In addition, it is easier for home owners to recognize perpetrators in stable neighborhoods because of extensive social ties. Unstable neighborhoods often display social disorganization which can lead to higher levels of crime.

Along with protecting their home and neighborhood from crime, home owners spend more time and money maintaining their home than renters. Neighbors also influence other home owners to improve their property, resulting in a better overall quality of the community.

Homeownership certainly contributes to positive social outcomes, but those outcomes are truly a result of stable housing communities they say. With strong social ties and a cohesive community, home owners can enjoy not only the long-term financial benefit of owning a home, but also a more satisfying life - which is what's really at the heart of the American Dream.

What do you think?

And thank you for making me Your Orange County Real Estate Connection.     


Best regards,

Michael Caruso, Broker ABR ABRM CRB CRS GREEN GRI

2007 President, Orange County Association of Realtors (949) 753-7900

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And thank you for making me Your Orange County Real Estate Connection.     


Best regards,

Michael Caruso, Broker Associate ABR ABRM CLHMS CRB CRS GREEN GRI

Surterre Properties

Past President, Orange County Association of Realtors (949) 495-8600


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  1. Wallace S. Gibson, CPM 08/18/2010 06:37 AM
California Orange County Laguna Niguel
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Wallace S. Gibson, CPM
Gibson Management Group, Ltd. - Charlottesville, VA

I disagree.  Renters VOTE and PARTICIPATE and for the next decade, the country may WELL have MORE renters than homeowners.

Aug 18, 2010 06:36 AM #1
Gary Woltal
Keller Williams Realty - Flower Mound, TX
Assoc. Broker Realtor SFR Dallas Ft. Worth

Michael, I very much like your thought of homeownership and stable community. Probably related to the pride factor. Renters have the advantage of mobility and not worrying about the upkeep of all the maintenance of what they don't own.

Aug 18, 2010 06:39 AM #2

You mention "research" and "studies" but do not reference your findings.  Your article would have had more credibility if you did.

Jan 20, 2011 01:59 PM #3
Stan K.

National Association of Realtors is not exactly an unbiased source here.  Their primary purpose in life is to promote home ownership.

Here's an article in the NY Times that claims exactly the opposite, citing multiple reputable sources, unlike your self promoting ramblings:


Shame on your for spreading lies for your own personal gain.

Nov 20, 2013 01:41 AM #4
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