Looking for a No Doc Lender or a no doc mortgage loan in Freehold New Jersey? There are plenty of lenders in Freehold New Jersey to choose from. However, not all of them have a wide array of programs to meet your needs.
When searching for loan programs in Gloucester County NJ, it is important to understand how long you plan to be in your home, your ability to document your income, and the payment you can afford and qualify for.
Make sure the no doc lenders in Freehold New Jersey you are working with have access to all of the no doc loan options in Freehold New JErsey including no doc home mortgage loans if you happen to be self employed. Stated Income Loans In Freehold New Jersey are also available and that is a huge advantage if you cannot document your income and have at least 30% to put down on a purchase. It is difficult to find these programs in many states but they are available in New York and the rates are great too.
One thing important to note is a true no doc loan is when you do not put ANY employment, income or asset. Those programs no longer exist because lenders require that you do have a source of income. You CAN get a stated income loan or no income verification loan. More than likely this is what you need.
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