How much home can you afford? How do you start the home buying process?
If you are looking to buy a home and would like to use a mortgage affordability calculator, please visit this website: www.jeanacowie.com/what-can-you-afford-.asp
After entering some information, such as your annual income, monthly debt & cash downpayment, this website will give you a rough estimate of the house value you may qualify for, including the monthly principal & interest cost.
The next thing to do, is speak to a morgage representative to get pre-qualifed. If you are in the Bergen County, NJ area and do not have a mortgage representative, you can call Peter Calautti of Residential Home Mortgage cell 201-264-5813. There is no cost and no obligation to get prequalified for a mortgage.
The next step is to call a real estate agent and start your search. If you are looking for a real estate agent in Bergen County, NJ, feel free to contact Jeana Cowie via email jmcowie@optonline.net or cell # 201-982-2200.
Looking to buy or sell a home in Bergen County, NJ? Have a Bergen County real estate question? Email JEANA COWIE at: jmcowie@optonline.net or call my cell 201-982-2200. Visit my website at www.jeanacowie.net
All information is deemed reliable, but is not guaranteed. Subject to errors and ommissions.
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