NC Counties That Qualify for USDA Home Loans

Mortgage and Lending with Equity Resources NMLS 67179 Licensed in NC

My daddy always says that we "Get Rural Fast" in North Carolina... one minute you can be neighborhood after neighborhood, and 25 minutes later you are in the country! This works well for those who are looking for a home with no down payment requirements!

Every square mile of 73 North Carolina counties qualify for USDA Home Loan financing! Look at the map below - if there's no star in the county - the whole county qualifies for this financing!

BUT, as an update to this post, the newest 2010 Census Numbers could be changing where you can get a USDA Home Loan in NC  starting on October 1, 2012!  Yikes!

NO STAR means whole county qualifies for USDA Home Loan

There are five counties that are generally considered part of the "Triangle" in the middle of the state... Wake, Durham, Johnston, Orange, and Chatham.  All of Johnston County and Chatham County qualifies for USDA Mortgage Loans - much of Orange County qualifies, and there are many areas in Durham and Wake county that qualify too!

To learn more about USDA Home Loan Qualifications in North Carolina Click Here.

If you are considering a home purchase in North Carolina, and you want more information on the USDA Home Loan program - please call Steve and Eleanor Thorne, 919-649-5058.  We are NC USDA Home Loan Experts!




Re-Blogged 1 time:

Re-Blogged By Re-Blogged At
  1. David O'Doherty 08/30/2010 03:48 PM
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Leesa Finley
RED Properties - Wake Forest, NC
RED Properties - Raleigh NC Real Estate

Great infomation to know, Eleanor!  I am ALWAYS shocked at the properties in Wake Forest that qualify for USDA!  It's an awesome program.

Wake Forest NC House Chick

Aug 22, 2010 11:37 AM #1
David O'Doherty
Raleigh Realty Inc - Clayton, NC
Clayton NC Homes, Raleigh, NC

Yep here in Johnston County the whole county qualifies, land is cheaper, quality of homes, schools, etc. is comparable and home prices are lower. Plus we are minutes from Raleigh.

Aug 23, 2010 12:31 AM #2
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Eleanor Thorne

Equity Resources 919-649-5058
I Answer Questions :)
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