The current Real Estate Market has resulted in an enormous amount of stress for many homeowners. It is estimated that one in nearly four homeowners no longer has any equity in his home or possibly owes more than the home is worth. Some are struggling to make payments and to keep their mortgages current. But because there is no equity in their home, they cannot take advantage of the extremely low rates out there today. If you are one of those people, you’re not alone! Millions of homeowners are at the point where they may need to consider options that will work for their family. Statistics tell us that home owners who are having problems with making the mortgage, often do not seek the advice of real estate professionals. Seven out of ten homeowners facing foreclosure have not looked for an advocate to help them through the process and seek an alternative that may be best for them and their financial future. Foreclosure is not the only option! Short sales and other alternatives should be understood.
I have been trained to understand the options, solutions and effective methods to assist a homeowner who is facing this type of hardship. One such certification, The CDPE designation (Certified Distressed Property Expert) is an in-depth education platform for realtors who want to be the most up-to-date on how to work thru the options with banks and homeowners when facing foreclosure. We help homeowners through the process of finding a solution that will work best for them.
I have also been trained by the Mass Association of Realtors on short sales and the pre-foreclosure process. I have received their certification (Loss Mitigation Certificate) and am active in the Loss Mitigation Realtor Organizations to keep current on trends in Massachusetts.
Let me put my understanding of the current landscape to work for you! Give me a call and I can guarantee you, I will leave you with information on what options are out there besides foreclosure, and a comfort level that you DO have someone on your side.
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