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Going on a Financial Diet |
Mortgage Rates Amazingly Low, Continue to Fall |
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Many Americans live on a margin, spending more than they earn, using credit to make up the difference, and saving at near invisible rates.
Living past their means, they use credit to buy houses, cars, and merchandise that many experts would suggest they really can't afford. This "good life" is great, until the person is no longer able to make their payments. And as unemployment rates hover over 9 percent (U.S. Bureau of Labor Statistics), more and more Americans are finding themselves in this predicament and subsequently facing bankruptcy, foreclosure, and even homelessness. |
30-year fixed mortgage rates are now at 4% for well-qualified borrowers who pay .07 to 1 point origination shows FreeRateUpdate.com research of wholesale lenders' interest rate sheets. 15-year fixed mortgage rates are at 3.5%. Both fixed mortgage rates, which continue to decline, are at all time record low levels.
FHA mortgage rates remain at similar levels to conforming rates. FHA 30-year fixed loan rates are at 4%; however, APR on an FHA loan at 4% is quite higher than that of a conforming mortgage at the same note rate. Read More |
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Bozeman Home Sales Under 1 Acre 7/1/2010-7/31/2010 |
Belgrade Homes Sales Under 1 Acre 7/1/2010-7/31/2010 |
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FEATURED BOZEMAN HOMES
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3bd, 3ba, 2.97 Acres $599,000 327 S Big Elk Meadow Road Gallatin Gateway, MT 59730 |
2bd, 2ba, Private Patio $137,900 610 Dell Place Unit 11 Bozeman, MT 59715
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