PONTE VEDRA FL SHORT SALE SPECIALIST--
Are you:
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In a situation where you owe more on your home than it is worth and need it sold?
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Behind on your mortgage?
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In default on your loan and looking foreclosure in the face?
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Having trouble scraping up the money to keep your home?
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Concerned that you aren't able to sell your home and afford closing costs at the same time?
If you find yourself answering yes to ANY of the above questions, you're probably a good short sale candidate. In order to do a short sale you do NOT have to be in default on your loan! A short sale may be the only solution considering the current market.

WE CAN HELP!!!
We are reputable, licensed Realtors and NOT scam artist investors that are only out to take advantage of distraught homeowners.
What is a short sale? When a homeowner owes more on their property than the amount brought in from the sale of their home, a short sale can occur.
How can you help me? As an experienced team of Realtors and real estate agents specializing in Ponte Vedra Florida Short Sale help, we work directly with your lender to negotiate a lower payoff amount in order to sell your home below the competition; getting it sold quickly! We also oversee the entire sale process and aggressively market your home to attract buyers.
Can the bank come after me for money if I short sale my home? NO! You will be sucured a full releasea at closing.
Who will pay your commission? The bank. You pay us absolutely nothing.
How much work does this take? Other than gathering certain financial information and other forms for us, the process takes very little work on your part. We handle all of the negitiating with your bank as well as oversee the sale process of your home.
Will my neighbors, family or friends know? A short sale is very private unlike public foreclosures, however does need to be disclosed to buyers.
Can I do a short sale if I am already going through foreclosure? YES! Since the foreclosure process is usually more costly, the bank prefers to go the short sale route, making it to their advantage as well as yours. They will typically be more than happy to work with you through a short sale!
Why is a short sale to my advantage? A short sale hurts your credit far less than a foreclosure. Some banks don't even report a short sale. We try to get a full release from the lender for you at closing as opposed to the lender having the ability to come after you for a deficiency judgement in a foreclosure.
Can my current realtor work the short sale? In most cases the answer is no. Many other Realtors in the area do not have the experience or knowledge required to complete a short sale transaction properly. We make deals happen, when other agents make Foreclosures happen! Don't trust your financial future to somebody claiming to be a "Distressed Property Expert" after taking a weekend training class. There is no substitute for experience!
We are a team of licensed real estate agents specializing in short sales in the Ponte Vedra FL area. We are also certified Loss Mitigation Consultants and are experienced in working with lenders to negotiate a successful short sale. With one of the most aggressive marketing plans in Northeast Florida, we will get your home sold quickly AND pay you money to get back on your feet!
Our service is completely FREE! The amount of new clients we are able to take on is very limited because of the consumption of time a short sale requires on our part. Please give us a call at (904) 733-4911 to further discuss your situation, or visit www.firstcoastre.com/professional589.shtml for more information and for a FREE, no obligation consultation!
Ponte Vedra and Ponte Vedra Beach Florida Short Sale Specialist Real Estate Agents offering free expert short sale mortgage help to St. Johns County FL Home owners.
www.firstcoastre.com/professional589.shtml
Mike Linkenauger
(904) 733-4911





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