The rainy season is upon us in Tulsa, Oklahoma. Therefore, we have some tips and advice for what to do within the first 24 hours after a flood. Your home is your safe haven from weather. Whether your flood is caused by ground water, falling water, or busted pipes within your home, there are some practices you should do within the first 24 hours of water damage.
Take pictures of your property before you remove any water or make any repairs. You should fully document the damage for your insurer by photos or even video. A digital version of either one will do perfectly. If you do anything before documentation, you could decrease the extent of your coverage.
Protect yourself wisely. Even if the water in your home looks clean and clear, it could still be contaminated by sewage or chemicals. If you have hip or waist high waders, waterproof boots and rubber gloves, you will be fine. If you don't have access to these products, then you should stay clear.
Call your insurance company as soon as possible after the flood. If a flood has affected your entire region, your insurance adjuster may be busy handling many claims. In that case, you can contact your insurance company's headquarters.
Since groundwater flood is not typically covered by homeowners insurance, you will need to be very specific when letting your insurer know how the damage was caused.
If you have to leave your home due to a serious flood, be sure you can stay safe upon your return. You should check for structural damage before entering your home. Look for loosened or cracked foundation, warping and holes. If you suspect damage to your utilities, you should contact your utility company right away.
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