3 tips for notaries doing Reverse Mortgage signings

Services for Real Estate Pros

1.  Know your state's regulations on notarization using Signature by Mark.  This is used when the borrower cannot sign her/his name but can only make a mark.  (One gal I worked with held the pen with her teeth.)  Most title companies are not familiar with Signature by Mark so I always enclose a copy of my state's regulation in the signed return package to them.

2.  Know your state's regulations regarding the recording of Power of Attorney.  My state requires that any Power of Attorney to be used for real estate papers must be recorded at the courthouse before the date of the final loan doc signing.  The states my LO's lender and title companies are in do not require this so there was no one but me to warn my LO to be certain the POA was recorded before she ordered final docs.  This type of infomation is a big help to your LO and will strengthen her loyalty to using your notary services.

3. Keep an arthritis-friendly pen in your briefcase.  I researched several and think the one made by Pen Again is the most comfortable and easiest use.  See picture below.  You can get blue refills for Pen Again models.  My state is a Blue Ink state so this is important.  I get mine for around $5 each from the mom and pop stationery store downtown.  You can find a retail location near you at

Happy signing, Laura

Pen Again


Laura Underwood
Above the Line Signing - Knob Noster, MO
Missouri Certified Notary Signing Agent

Love the arthritis pen idea!  I have not seen a pen like that.  This would be good to have on hand for all types of signings.  I have had several refinances for people who have trouble holding a pen for the duration of the signing.  I will be on the look out for one in blue and black.

Happy Signing:) Laura

Aug 25, 2007 09:23 AM
Ronald Gillis
Southwest Florida Notaries (Mortgage Notary Signing Agent) - Port Charlotte, FL
CNSA Southwest Florida. Notaries, Port Charlotte, 941-7-NOTARY

I agree, I'm in Florida - Q-tip cotton-head capital of the world - and I do a lot of Reverse Mortgages.  I have never seen that kind of pen, but it looks great!  I have regular, and fat think-grip pens, but I'm going to get some of those as well!  Thanks!!


Aug 29, 2007 03:45 PM
Michele Madison
Nebraska's #1 Notary Services - Bellevue, NE

I just did another Reverse Mortgage on Monday and it never occurred to me that getting a different pen would help them out. The borrower was so cramped up by the end of the application process I felt bad. What a novel idea! Thanks for the info.... 

Michele R. Madison 

Sep 19, 2007 02:56 AM
Barbara Linker
Linker Loan Signings - Vail, AZ

Laura - Thanks for sharing the arthritis pen... this is a great idea you have!

It appears you can get them at Office Depot or Wal-Mart... I'll go by there tomorrow and check them out.

I agree with you on the Signature by Mark - I have a copy of the instructions I include when doing that.


Dec 03, 2007 04:04 PM
Margaret O'Daniel
NM Notary Loan Signing Agent - Albuquerque, NM

Awesome words from a fantastic notary.  Blogs like this really help novice notaries to get this information to be a success.  Thanks for the great post!

Dec 07, 2007 02:53 PM
Find a Notary Public needAnotary
QEC Internet Services - Long Beach, CA
I love that pen.  Looks very comfortable.  Great tips!!!
Mar 15, 2008 01:53 PM