Mortgage and Lending with Florida Mortgage Solutions


Every once in awhile there is an important quirk in how Fannie Mae, Freddie Mac and FHA do things... for some reason if you have any dispute on your credit it will either be denied or have to be done with manual underwriting. It's best to not have any disputes on there. If there is a dispute that is active and has a balance, it will be turned down, no questions. If there is a zero balance it will be manually underwriten with stricter guidelines. There are ways to get the dispute off so please look into the credit report you are working with, talk to your mortgage broker and address the issue; don't ignore it because it will come back to haunt you!

Good luck,


Pablo Samsing

Vice President

Florida Mortgage Solutions

cell: 954-288-9242

Comments (4)

Krista Lombardi
Prudential Calfornia Realty - San Diego, CA


Sep 12, 2010 05:52 AM
Daniel J. Hansmeier
Rochester, MN

I paid a Credit Restore Company to clean up my credit and its money well spent.

Sep 12, 2010 05:54 AM
Pablo Samsing
Florida Mortgage Solutions - Weston, FL

Great! Let me know if you still have issues and I can contact you to help remove them if they are still there. It's something that's going to become a big issue in the future. 


Good luck!

Sep 12, 2010 05:58 AM
Ed Newman
Alamo Infrared, LLC - Midvale, UT

Thanks for this great information, I will be sure to pass it on 

Sep 12, 2010 06:03 AM

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