By now you have most likely heard of the option of a short sale to get you out from under that high interest mortgage that is drowning you financially month after month. Assuredly it sounds like a great idea to sell for a percentage of what you owe on your home and have the bank forgive the remaining portion of your debt after the sale is concluded. It sounds too good to be true but you know that there are thousands of homeowners out there doing it, so why not you?
Do you know how to approach your bank and act as a short sale negotiator? Lending institutions don’t make this kind of deal with everyone. What exactly makes you think that your problems will be solved just by asking for what is most likely the most difficult type of financial arrangement a bank will provide its customers? This is not to discourage you, but to encourage you as a homeowner in trouble to seek assistance from a professional who has been through a negotiation for a short sale in the past.
Realtors who have been through the process before make the best short sale negotiators. They are also the individuals most likely to come to a reasonable agreement with your bank. Since they buy and sell real estate they can move the property in question, a definite plus in the eyes of bank officials who are already stuck with foreclosed properties they can’t sell. Lenders are looking for feasible options to foreclosure so they don’t accumulate any more non-liquid assets.
If you are looking for a short sale expert in North County San Diego, and want to know if you are qualified for a short sale, contact www.shortsales.com. The Sheryl Brown Home Selling Team has the experience you are looking for to help you negotiate a short sale agreement with your mortgage holder. You don’t have to be stuck struggling to make your payments and you definitely don’t have to be foreclosed on. There are other options and a short sale is one of the better ones if you can pull it off. Let us work with you and find the best solution instead of attempting to do it yourself.
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