Understanding FICO & Managing Credit
Tue, September 21, 10am - 1pm
1910 S Stapley Dr Suite 209 Mesa, AZ 85204
This class is FREE. There is no charge for the class or for the credit hours.
Instructor: Ed Heiser, Mortgage Banker/Broker with AmeriFirst Financial, Inc.
Understanding FICO & Managing Credit
Legal Issues • 3 Hours RE Credit
In this class, students will learn what they need to know about the Credit Reporting Agencies (EFX, TU, and EXP) and the credit world, including an understanding of the FICO scoring model and how one can manipulate one's scores.
This class covers:
- Overview of the credit market and structure of credit reporting agencies
- What makes up a good FICO score
- How to use and understand the Fair Credit Reporting Act
- New developments in the credit markets and FICO scoring
- How short sales, note mods, and foreclosures effect one's credit
- How a lender applies the FICO model
- Factors that effect a FICO score
- Communicating with the CRA's to change your score
- Commercial credit repair companies-Are they worth it?
- 10 ways to prevent identity theft
RSVP to Ed Heiser:
480-830-8030 office
480-734-8088 Cell
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Continuing Education Credits offered by: Arizona Academy of Real Estate
8476 W. Thunderbird Rd. #202 • Peoria, AZ 85381 (623) 505-5380 AZRE License #S05-0009
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