I had my first closing with THE MARGARET ROME!!

Mortgage and Lending with SWBC Mortgage 410-960-2061 NMLS 196068

I had my first closing with THE MARGARET ROME yesterday! Margaret Rome + Mortgage Mama = Active Rain Success.

I purchased Margaret's book when it first came out, hot off the presses, after reading her blogs here on AR.    Margaret and I first met in person at her Active Rain open house which Dr. Stacey Baugh had encouraged me to attend.  Margaret is as sharp, kind and encouraging in person as she is to read.  I also was lucky enough to attend the dinner Margaret hosted, meeting lots more Rainers. You can read all about it at Margaret Rome Lied!

Stacey Baugh and I had met through Active Rain and she was kind enough to write a blog about our working together.  Margaret saw it and commented (of course) and then contacted me to not only congratulate me in person (yep, she called me!) but to see if we could also work together when she had buyer clients.  I certainly wasn't going to turn her away!

The funny thing about this particular house that we closed on yesterday is that I had gone to see the property when I was thinking about having my aunt move in with me.  Although it wasn't right for my family, the folks that purchased this home have found the perfect property for them.  The house was built and maintained with love.  I know the Grewe Family will be very happy there!

Margaret worked very hard to help the wonderful folks selling this very unique property, dealing with the emotions having to sell the home they built and loved.  Since the property is a unique one (two homes on one lot) it wasn't selling.  When the home had to be sold as a short sale, Margaret wasn't fazed.  She contacted the bank, after a not so great experience with the first rep, found Milton Clay and Richard Carlson at HSBC who were AMAZING.  They were responsive, approving the short sale within days, NOT Months, approving updates needed, even getting an approval for the bank to reduce their cash required at settlement by paying for a termite treatment that was needed.  Mr. Clay even contacted me the day of settlement to make sure that I had the updated HUD approval and thank ME for helping them!  The bank rep on a short sale CALLED ME!!  Don't be discouraged if your buyers are interested in a short sale with HSBC.  They truly have their act together and were a pleasure to work with!

Margaret found buyers whom this home was perfect for. Margaret referred them to me to pre-qualify.  They were in a unique situation, making me do some extra leg work to find them the right loan (one of the most fun parts of my job!).  The buyers were helpful in getting the documentation required, and with the lack of technology (fax, scanners, printer broken)  allowed me to meet with them several times in various places (once even at 10:30 at night after signing docs with first time buyer with lots of questions!) to get additional docs or signatures.  The sellers had the documents they needed and were very responsive to the title company when things popped up.  The underwriting team used common sense underwriting and got this loan to the table on time (te docs were even at the title company the day before settlement, with funds available at settlement!

Genuine Title did a great job with their part.  Cheryl and Jodi cleared conditions on title and helped us to get documentation that was out of their "typical", and made for a smooth transaction.  Ralph does a great job explaining the documents so the buyers and sellers actually understand what they are signing! He keeps everyone at ease with his professionalism and great attitude.

Lansdowne Inn provided a great place for Margaret and I to decompress and chat after the settlement.  I truly enjoy her company and learn something new each time we meet.

Well, that's the story of my FIRST LOAN CLOSING WITH THE MARGARET ROME. Looking forward to many more!

Thanks to Active Rain for putting us together, for Stacey Ann Baugh who encourages me to blog and get out and meet Rainers whenever possible (and has become a great friend) and thanks to everyone involved for making this a great settlement.

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Warm Regards,

Bridget McGee  Maryland Mortgage Mama  NMLS# 196068  SWBC Mortgage.   410-960-2061 EHO   bridget.mcgee@swbc.com or www.marylandmortgagemama.com


If you are considering purchasing a home in Maryland and want to be sure you are mortgage ready, my brother Tony and I will be happy to help! We help to make the mortgage process a pleasure! 

If you already own your home, we are happy to provide a no-cost mortgage review to help you to determine if refinancing may be in your best interest.  Please contact me at 410-960-2061.

Comments (5)

Debra Leisek
Bay Realty,Inc Homer Alaska - Homer, AK

Margaret Rome called me when I first started with AR and was very helpful and encouraging... you are in great company with her for sure! thanks for sahring the experience!

Sep 24, 2010 06:57 AM
Margaret Rome Baltimore 410-530-2400
HomeRome Realty 410-530-2400 - Pikesville, MD
Sell Your Home With Margaret Rome

Bridget, Just re-blogged this fabulous account!! Also emailed Milton at HSBC. You are awesome to work with and a lot of fun! You really know how to make things happen. Glad to have you on my team!

I will do the post about the Lansdowne Inn. Thanks for the treat!


Sep 24, 2010 08:14 AM
Jeff Belonger
Social Media - Infinity Home Mortgage Company, Inc - Cherry Hill, NJ
The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans

Bridget... I am jealous... I want to close a loan with Margaret.. I guess I didn't buy her book, so I need to do that.  Wait, Margaret, you didn't bring them with you when we last met and were going to send me one.  ;o( 

Seriously, Bridget, excellent story and Margaret is sharp and just very nice. I wish I had more realtors like her in my area...

jeff belonger

Sep 24, 2010 05:49 PM
Bridget "Mortgage Mama" McGee
SWBC Mortgage 410-960-2061 - Baltimore, MD
Maryland Mortgage Mama NMLS#196068

Debra,  I couldn't agree more!

Margaret, Thanks for the kind words and believing in me!

Jeff-Mortgage Man, You definitely need to buy her book, good reading!  No need to be jealous, you are too good at what you do!  Wishing you only the best in this ever-changing market!!   Bridget-Maryland Mortgage Mama!

Oct 01, 2010 05:56 AM
Jeff Belonger
Social Media - Infinity Home Mortgage Company, Inc - Cherry Hill, NJ
The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans

Bridget... she was suppose to have given me a copy, signed.... the economy is killing me now.. lol  Seriously, congrats on the closing with Margaret... she is an amazing person and realtor.  ps.. ever changing market?  lol  Sorry, it's Friday and I am trying to make myself laugh..  Have a great run to the end of the year. And maybe we'll get your a Mortgage Mama tag.. ;o)

jeff belonger

Oct 01, 2010 07:33 AM