Real Estate Agent with COLDWELL BANKER


Marketing the Nehemiah in hopes to get more buyers

This is a non-profit organization that helps route gift money from sellers to pay for buyer's down payment.

Since loans are changing and its harder to get  a loan, there are still some short-cuts. I have buyers, but buyers that need 100% financing and can't get it. They have to come in with 3 to 5% down. With home prices the way they are, that is alot of money.

The Nehemiah is a way for the sellers to pay the down payment instead of closing costs or reducing their sale price.  

I work with buyers and sellers right now who are participating in this program. If you need more info please email me at


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Comments (5)

David Lawson - NMLS #252510
Gateway Funding - Yucaipa, CA

Hi Cyndi,

It definetely has changed as to the loan program availability. The Nehemiah is a good alternative as is the HART program. I have been doing 100% loans for years and still have 100% financing available not even using Nehemiah or HART. The problem is many lenders and brokers have been mis-using the sub-prime 100% financing to the point that it is catching up and the whole industry is over compensating.

We are a direct lender and continue to utilize 100% financing as there are truly deserving buyers needing it. If I can be of any help, please feel free to contact me.



David Lawson - Senior Loan Officer

Broadview Mortgtage Corp. (909) 534-7722

Aug 30, 2007 06:18 AM
Susie Roscoe
Signature Realty Associates - Brandon, FL
Real Estate Specialist | Brandon, FL

This is GREAT Cyndi!!  I will have to share this tid bit of info around...  

Congratulations!!  I see you're a member of By Referral Only too.  Did you join at The Main Event in Reston, VA?  I'm curious...

Sep 23, 2007 01:58 AM




Sep 24, 2007 04:31 AM
Donna Schultze
Home Pride Mortgage Inc - Yucaipa, CA



Hi Cindy, I am a new memer of Rain, and I am a mortgage broker, what company do you work for? a direct lender?  I am a broker and have many clients looking for 100% loans, need homes for these loans, I may be able to send business your way.  please contact me at

Oct 10, 2007 03:06 PM
Fred Griffin Florida Real Estate
Fred Griffin Real Estate - Tallahassee, FL
Licensed Florida Real Estate Broker

We invite you back to ActiveRain in 2016!

    Much has changed since your last visit to ActiveRain.  I encourage you to take another look at the website. 

    Surf some blogs, leave some comments.

Aug 24, 2016 12:57 AM