For some reason lenders aren't doing loans with clients that have even the smallest disputes on their credit; even if they owe nothing on the account. There is one lender I found that will make an exception, but that is only case by case and takes a bit to get approved. We have found several ways that we can remove the disputes, so call me if you have any issues with your loans, but the point is to make sure your broker is on the lookout for disputes.
Hope this helps and have a great weekend!!!