You have Mortgage Questions? Where do you go for your answers?

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mortgage questions - real estate questions



There are just so many questions in regards to mortgages of which consumers and realtors search for places to ask such questions. My problem from searching the internet is that I have seen some really bad, false, or misleading answers to such questions. Sometimes even answered by those that aren't even in the mortgage business. I have seen this happen so many times on sites such as Trulia and or Zillow. These sites allow anyone to answer mortgage related questions. But how great would it be to have one place where such questions are answered only by a handful of mortgage professionals. 






Mortgage Myth Busters




The Mortgage Myth Busters is a good group of Mortgage Professionals that have over 150 years of experience in the mortgage industry. If we don't know the answer rigth away, we will gather the correct information to give the right answer or set of answers. We are passionate about this and take pride in ourselves in putting the correct information out there. One problem that I see often is that someone's opinion is mistake for a fact, because it's not mentioned as an opinion.


If you have any mortgage related questions as a consumer or as a realtor, then can be asked in our questions forum @ Mortgage Myth Busters Questions Forum -


You can also ask questions here :

Our Facebook Fan Page : Mortgage Myth Busters on Facebook

Mortgage Questions Group on LinkedIn : Mortgage Myth Busters Questions Group on LinkedIn



Mortgage Myth Busters group description :

The Mortgage Myth Busters is a group of experts from different companies all over the country that share the commitment to provide consumers with the right answers to their real estate finance questions. Our unique approach of collaborating and combining forces enables us to provide factual mortgage information and invaluable insights especially during these trying times.

Our purpose is to educate and assist the consumer in navigating the often confusing process of obtaining financing. It is our goal to dispel the confusion, myths, and lies that surround the real estate and mortgage industry. We do this in hopes of earning your trust and eventually your business.




Conclusion : Thoughts?  Opinions?  Feedback? 

On a side note, some time in the future, we will have selected realtors from different states that will be answering real estate related questions also.  thanks


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For more information on FHA loans, please go to this link. The FHA Expert

For important mortgage insight to watch for, please read : Consumers need to be aware of these Red Flags!



For information about FHA myths & FHA rumors, please read : FHA Myths & Rumors


Copyright © 2011 by Jeff Belonger of Infinity Home Mortgage Company, Inc


Re-Blogged 1 time:

Re-Blogged By Re-Blogged At
  1. Robert D. Ashby 09/29/2010 05:54 AM
Lending / Financial
District of Columbia District of Columbia County Washington
1st Time Buyers
All About Mortgages/Mortgage Networking
Realtors Needing the services of the Lending Powers
mortgage questions
mortgage myth busters
real estate questions
mortgage myth busters on facebook

Spam prevention
Show All Comments
Cindy Marchant
Keller Williams Indy NE 317-290-7775 - Carmel, IN
"Cindy in Indy" , Realtor, Fishers Real Estate

hmmm...sounds like places I'll need to go and save as favorites.  I do have a lender I love that is part of a large group here in INdy and he thus far is batting 100% on my questions.  I always refer my clients to a lender; I never try to answer those questions on my own...lessons learned.

Cindy in Indy

Sep 27, 2010 01:05 AM #1
Missy Caulk
Missy Caulk TEAM - Ann Arbor, MI
Savvy Realtor - Ann Arbor Real Estate

Jeff, I joined your LinkedIn group, great idea. Thanks for the invite. Are you a guest blogger on Agent Genius now?

Sep 27, 2010 01:08 AM #2
Jeff Belonger
Social Media - Infinity Home Mortgage Company, Inc - Cherry Hill, NJ
The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans


CINDY.... . well, that's good to here about everything that you just mentioned. In any case, you have one more place now, just in case.  thanks

MISSY... .  yes, I noticed late last night...thanks... I hope the group can help out some.  And yes I am... about 2 months ago and I am also writing for Mortgages Unzipped over on Zillow. thanks and hope all is well.


Sep 27, 2010 01:16 AM #3
Kathy Denworth
Century 21 Schwartz Realty - Islamorada, FL
Realtor in the Florida Keys, Islamorada, Key Largo

When I want correct information, I come to Active Rain because I know the professionals here know what they are talking about. No matter what area you are in, there is someone here to give you the information you need.

Sep 27, 2010 01:25 AM #4
Patrick White
Home Driven Realty, Inc - Baldwin, NY
Driven to bring New Yorkers home

Good Morning Jeff

Thanks for the post and valuable mortgage information. Have a great day.

Sep 27, 2010 01:27 AM #5
Harry F. D'Elia III
RentVest - Phoenix, AZ
Investor , Mentor, GRI, Radio, CIPS, REOs, ABR

I get my mortgage information from my mortgage banker. Always work with a professional.

Sep 27, 2010 01:32 AM #6
Jeff Belonger
Social Media - Infinity Home Mortgage Company, Inc - Cherry Hill, NJ
The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans


KATHY... .  just some caution and not trying to sound like a know-it-all or that I don't make mistakes. Just because it's posted on AR doesn't mean that it's correct. I have come across some mortgage posts that were just incorrect or wrong. I even came across one recently that was 100% wrong and I e-mailed the author.  The author stated that she had an idea of the max change and tried to confirm that actual change on HUD's site, but that she was getting error codes and couldn't access the site. So she posted what she had anyhow.  My point? Poor excuse... and not everything that we read is always true or accurate, even on here. Yes, this is a great place to get some very good info, but one still needs to be very careful.  thanks


PATRICK... .  HARRY... . DON... thanks and thanks for stopping by.


Sep 27, 2010 04:31 AM #8
Marilyn Boudreaux
Marilyn Boudreaux, Century 21 Bono Realty - Lake Charles, LA
Lake Charles LA Century 21 Realtor

Love the Mortgage Myth Busters  concept! Images of Dan Akyroyd and Bill Murray with the ghost buster theme song plays in my head  Who You Gonna Call........

Best wishes for continued Mortgage Myth Buster Success, Im a fan!

Sep 27, 2010 05:00 AM #9
Gary Miljour
American Financial Network, Inc. NMLS#207208 - Southern Pines, NC
Mortgage Originator NMLS Licensed in AZ and NC



"When your mortgage sucks and the rates too high, who you gonna call?"  "Mortgage Myth Busters".  That could be a great jingle. 


Anyhow Jeff,  Thanks for getting the word out, I am just glad to be part of a great group of mortgage professionals.



Sep 27, 2010 06:53 AM #10
Andy Brown
Climer School of Real Estate - Arctic Bay, YN
Best Real Estate Training in Florida



Andy Brown

Sep 27, 2010 08:26 AM #11
Gerry Suarez Jr.
Jet Home Loans NMLS 1660135 - Maitland, FL
FL Mortgage Guru

"when your ten day close... never shows. Who ya gonna call" :)

The forum will certainly facilitate getting quick info out there. Great job getting the word out and great job on the linkedin group too Jeff :)

Ditto Gary, I'm glad to be part of the movement!

Gerry Suarez, Jr.

Your FHA Loan Pro!

Sep 27, 2010 01:03 PM #12
Jeff Belonger
Social Media - Infinity Home Mortgage Company, Inc - Cherry Hill, NJ
The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans


MARILYN... . thank you very much... I am loving it more and more.  And yes, some of us have thought about some sort of jingle.. maybe you can be on our team, that you could be that receptionist.. ;o)  Seriously, thanks for the continued support.

GARY... .  it has some possibilities.. not sure about the copyright infringements though.. and my pleasure. Glad to have you part of the group.

ANDY... . my pleasure and thanks for the compliment.

GERRY... . I am sure we could come up with a few jingles now... maybe ask Lewis?  ;o)  And thanks about the LinkedIn group and just getting the word out. We have a great group and we just need to make this more viral... thanks and thanks for the compliments.


Sep 27, 2010 01:18 PM #13
Damon Gettier
Damon Gettier & Associates, REALTORS- Roanoke Va Short Sale Expert - Roanoke, VA
Broker/Owner ABRM, GRI, CDPE

I think people such as yourself are great places to go for information!

Sep 27, 2010 02:57 PM #14
Kevin Kueneke
Caliber Home Loans - Encinitas, CA
San Diego Mortgage Banker

Jeff - you are obviously "the" FHA guru and your blog is awesome.  There has been more talk recently regarding the reduction in FHA allowed seller concessions from 6% to 3%, but I am having trouble finding anything concrete.  Check out this gloomy article from CNBC:

She mentions the reduction as fact, "New seller concessions policies are about to go into effect as well."  Have you heard anything more specific recently?



Sep 30, 2010 05:52 AM #15
Jeff Belonger
Social Media - Infinity Home Mortgage Company, Inc - Cherry Hill, NJ
The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans


DAMON... . well, thank you very much for those kind words and for your support.


KEVIN... . From what I can see, that CNBC article is misleading.  In regards to what she stated, as you mentioned above... "New seller concessions policies are about to go into effect as well."... in my opinion, I hope she as a good source. I have checked around... asked my sources.. talked to other loan officers.. and nothing on this. yes, there is speculation that this might go through. But I have no hard evidence that it will. This was placed in the Federal Register this July with an ending date for comments to be on August 15th. Since that time, there were a total of 3 items on the voting block. Only 2 of the items were voted in later on, but not the change of the seller concessions. I talked about this in these 2 posts.

Get out your permanent markers, HUD seeks public comment on three main issues for FHA loans

Our Declaration of FHA Financing !!! - Issues regarding the 3% seller concession proposal - Can we fight FHA Loans with solutions?? - YES !!!

So I am going to write to this person and ask her where she got her information from. thanks and I will let you know.  And thanks for the polite compliments and for the kind words.


Sep 30, 2010 05:54 PM #16
Paul Walker
Equity Fifty Five Realty, LLC - Scott AFB, IL
Scott AFB IL Area Realtor

Thank you for sharing this information.

Oct 01, 2010 05:10 AM #17
Paul McFadden
Responsive Pest Control - Seattle, WA
Pest Control, Seattle, WA.

You! Sorry to be just a little flip! Thanks for the post!

Oct 02, 2010 02:42 AM #18
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The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
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