Is It Time To Keep Your Pie Hole Shut?????

I agree with your statement "opinions need to be kept out of conversation until ALL facts have been gathered and summarized".  You know what they say "Opinions are like, um, pie holes(?), everyone has one". 

Claire,

Unless the appraiser has facts, he should not put in his 2 cents worth and upset the deal.  He is also setting himself up for a lawsuit if the information is not backed by facts.  Hope all goes well with the settlement.

Brigita  

I've come to realize that the most powerful tool that you could ever have is to keep your mouth shut.  I received a Master's Degree in Clinical Psychology.  It took me 2 years of a Master's Degree to keep my mouth shut!  Lot's of power with keeping your ears open!  Great post!

kinda sounds like a Realtor that could not make it as a Realtor and went off to become an appraiser.. (no facts to back that up.. just a guess)

This ranks right up there with the family member that is always offering their 2 cents.

Right there with you on this one!

I would be pretty upset and probably would have called the opinion giver and made him retract damaging statements.  So unprofessional.

Wow....all kinds of thoughts running around here. First....what was the lender doing telling the buyer about a time with the appraiser, and I'm not sure why the lender would even know....they aren't supposed to talk to the appraiser anymore, right? Why didn't the appraiser contact you for the appointment. And.....yikes, just appraise the property and don't talk about things you shouldn't! Ugh....good luck, I'm sure it will work out, but too bad you have more work to do with the buyers.

I am not so sure who is worse, the appraiser or Larry.  I have never heard a post on AR where someone told a member to shut up.  Both would be blackballed in this town.

Claire, this is way out of my department so all I can do is comment on similar things that occur with inspectors.  We routinely see things on neighboring properties that can materially affect the property I am inspecting and then those things come into the conversation.  That said I would not want to get into areas of "speculation" about the neighbor's property----there would have to be real evidence.  Would love to hear from some appraisers on your question----sure seems fishy to me.

Claire,  First, blown away by the comment from Tim.  I didn't take Larry's comment like that at all!!!!!  I have read a lot of his posts and I don't see him as ever being rude.  Just sayin'...

I am going to agree with Karen....what in the world in the lender thinking to put appraiser and consumer together.  Isn't that what HVCC is supposed to prevent.  Needless to say someone should send the appraiser a zipper for a reminder......best of luck with the transaction.

I don't think Tim read what Larry wrote.  Unfortunate the buyer was there and the appraiser made those statements.

Claire and Tim:  I am SURE that Larry was referring to the appraiser... when he was said "keep your mouth shut."  I am sure he was NOT aiming that comment at another Active Rain member.  Calm down, kids.  Take a deep breath.  <smile>

Claire:  My thought would be to NOT contact the lender or the appraiser until after the appraisal is made.  I would not want any conversation about the appraiser's conversation/suggestions with the buyer... to adversely affect the value of the appraiser.

Another thought I had... was that perhaps the appraiser was told by the lender that they did NOT want to lend money on that lot... or any lot.  Loans on land can be risky.  And, if the lender found it too risky, they might just reject it for some other reason... rather than say outright that they just didn't want to make the loan in the first place.

That is one of the thoughts that hit me.  But, bottom line, that appraiser has a definite case of VD.  Verbal Diarrhea.  He needs to have a sock stuffed in his mouth.  Way out of line in his conversation... although... the buyer DOES pay for the appraisal... so with that in mind... maybe the buyer was also asking questions of the appraiser... and perhaps even asking the appraiser if he/she thought that buying the lot was a good investment ? 

Just my thoughts, here. And... once the deal either is completed, or falls through, I would THEN talk to the lender... and make SURE that they came down really hard on the appraiser.  The lender needs to be made to feel "uneasy" as to your continued use of them... if this is an example of what could be expected on loans in the future.

Just kind of letting whatever comes rolling into my brain... get written down here.

Hello Claire - I'm not an appraiser but I get asked my opinion all the time as an inspector.  I don't think inspectors or appraisers should give opinions.  I stay strictly with the facts....ma'am.