Facing Foreclosure? WARNING on Getting Help!

Real Estate Broker/Owner with Property Xchange Solutions Property Wholesaler

Facing Foreclosure? WARNING on Getting Help!!


Are you facing foreclosure, or heading in that direction due to an unexpected hardship? Give me a call and you can expect to get good honest information, advice or assistance. Or just fill out my pre-approval form and I will contact you regarding your options. Don't give up! You worked hard to own your home, now it's time to fight for it!


If you are facing foreclosure most likely you are panicking. Panicking can ultimately lead you from one disaster into another one from making vast decisions. Make sure you are careful when looking for a 3rd party to help you avoid foreclosure. If you do seek help , I strongly recommend going to a licensed Real Estate Attorney or Law Firm. But even then you still have to be cautious. The # 1 loan modification scam that is actually not illegal could be the most lethal to your case, would be verbal promises vs. written, signed contracts. 


Here's an example. If you have a phone or face to face interview with an Attorney or their associate and are promised anything, make sure it's also stated in the contract or Retainer Agreement. Verbal promises are very common, but what counts in the end is what's in writing and what you signed and agreed to. You have no leg to stand on in court if the verbal promises were broken but you signed the contract witch stated something other than what you were told.


If you are facing foreclosure and not sure who to contact, feel free to call me and I can direct you to a National based Law Firm, with 20 years experience, and a money back guarantee. The Retainer Agreement is written in easy terms so that people like you and I can understand it. 


For more useful information feel free to read some more of my blogs!

Have a Blessed Day!


How to Avoid Loan Modification / Loss Mitigation Scams

Loan Modification Scams Update

Loss Mitigation Services FAQ's

Investors Facing Foreclosure

Why won't my lender won't work with me?

How to Prevent Foreclosure on Your Investment Property





Comments (11)

Roy Kelley
Retired - Gaithersburg, MD

Good advice for financially trouble home owners. Still, the statistics show that over 60% never call their lender. Calling the lender for options should be the first step. Never pay front end fees for promises to resolve the problems.

 Blooming for Maryland home buyers.


Oct 03, 2010 11:05 PM
Lenn Harley
Lenn Harley, Homefinders.com, MD & VA Homes and Real Estate - Leesburg, VA
Real Estate Broker - Virginia & Maryland

Are you licensed in Maryland?

Oct 03, 2010 11:32 PM
Callie Thompson
Property Xchange Solutions - Frederick, MD
Property Xchange Solutions

Hi Roy,

I agree with you to some extent. It is true that the homeowner should contact the lender for options first. But unfortunately a lot of times the lenders will put off the homeowner due to them having too many files at once to work on. An Attorney will get priority and the case will move along fairly quickly. I also agree that the homeowner should not pay upfront fees *if* they did not hire an attorney, but some other third party negotiator. Attorneys charge retainer fees upfront.

Oct 04, 2010 03:05 AM
Lenn Harley
Lenn Harley, Homefinders.com, MD & VA Homes and Real Estate - Leesburg, VA
Real Estate Broker - Virginia & Maryland

My question about licensure goes to MD law.  No entity other than an attorney may charge an up front fee for services OR FOR REFERRING a consumer for mortgage modification advice.

Oct 04, 2010 08:50 AM
Callie Thompson
Property Xchange Solutions - Frederick, MD
Property Xchange Solutions

Hi Lenn,


You are exactly right. There are quite a few states who have implemented that law, which protects homeowners. The Law Firm that I work with can assist folks in MD as long as they have their loan with a national lender. They do charge an upfront retainer fee that is placed in an escrow account, once the file has been excepted. The review of the case is free to the homeowner. Please let me know if you have any other questions. Thanks :) Callie

Oct 04, 2010 09:55 AM


Apr 27, 2020 09:12 AM


Apr 27, 2020 09:12 AM


Jun 06, 2020 02:46 AM


Jun 06, 2020 02:46 AM


Jun 27, 2020 03:05 PM


Jun 27, 2020 03:06 PM


Aug 20, 2020 01:39 PM


Aug 20, 2020 01:39 PM


Sep 07, 2020 11:11 AM


Sep 07, 2020 11:12 AM