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Bank of America Exits the Wholesale channel

By
Mortgage and Lending with Qivana NMLS # 17358

Wow!

We had a great Account Exec, and thought the BofA wholesale platform was strong and valuable.

If you are working with BofA, make note of the time lines below:

 

There is a message posted on the wholesale lending website outlining the time frames to close out your pipeline.  Below is an excerpt from the message that includes the key dates. 

Key dates:

·        No new applications via the Wholesale Lending website will be accepted after close of business today, Tuesday, October 5.

·        All application packages must be submitted and received electronically by the close of business, Friday, October 15.

·        Pipeline applications must fund by Wednesday, December 1.

·        Locks will be accepted through the close of business, Wednesday, October 13.

o       All locks during this time frame must be 45 days or less in duration.

o       The normal extension, relock and renegotiation policies will apply, but will not be allowed to extend the original duration beyond December 1.

o       All floating loans as of Thursday, October 14 will be considered canceled.

·        Access to the Wholesale Lending Web Site (WLWS) will be terminated Wednesday, December 1.

·        DO sponsorship accounts for Bank of America Brokers will be terminated Wednesday, December 1.

 

Best of luck!

Sean Wheelan
Division Manager
The Mortgage Group, Ltd
401-965-9384 Cell
SWheelan@TMGLtd.biz Email
www.TheFriendlyNeighborhoodMortgageGuy.com Web Site
508-276-0171 Fax

Comments(3)

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Wayne Martin
Wayne M Martin - Oswego, IL
Real Estate Broker - Retired

It is not surprising given the circumstances over the past few years. It is surprising they stayed in the game this long. There is no easy answer for the situation we are in, but wholsaling at this point may not be worth the risk!

Oct 06, 2010 03:46 AM
Michael Dutra
Peoples Home Loans - Whitinsville, MA

With BoA out of the game all that leaves is Wells..... Does anybody else see the writing on the wall? If nobody is in wholesale to buy where will all the mortgage brokers go?

Oct 18, 2010 01:46 PM
Vanessa Stoun

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Jun 22, 2021 11:48 AM