Have mortgage questions? Have FHA loan questions? How about a mortgage scenario??

Reblogger Colleen Craig
Mortgage and Lending with Southern California Mortgage Professional NMLS #254430

You want the facts, and nothing but the facts?  I'm proud to be a part of this group that is helping clients, realtors and anyone in the real estate/mortgage industry get the right answers!

Original content by Jeff Belonger


mortgage questions - fha loans questions - mortgage scenariosAre you a consumer with some questions, but not sure who to ask?

Are you a realtor who has questions or scenarios, and possibly work with a good loan officer, but could use some extra feedback?

You have some outside sites such as Trulia, Zillow, or even Active Rain, to where you can ask such questions?  But what happens if you get like 7 answers and 3 of them are varying or different. And who is to say that you can trust such answers. I see many questions on Trulia that are answered incorrectly, and even the mortgage questions answered by realtors.  Sorry, but if I were a consumer reading this, not knowing any differently and took those answers as gold, as correct... I could be in some serious trouble down the road. Example :

I have seen where one realtor told a borrower that FHA loans were better than USDA loans. Say what? First off, that shouldn't come from a realtor. Secondly, in most cases, the USDA loan will be better. Reminder : Each borrower is different.

I read an answer by a realtor that said you should put 20% down. Sorry, but I disagree with that comment for several reasons. One main point is that cash is king in today's economy, even if you have it. I gave many reasons why in this post. - Don't be cash poor - Cash is King Part 2 of 3 -




Overall, the problem with the internet and such sites as Trulia, is that anyone can answer questions.  And I have seen my share of incorrect or misleading posts on mortgage information on the internet. Not saying that I am God or that I know it all, but if I am not sure, I verify it through reliable sources.  So with that said, I put together a group of 9 loan officers from abroad, all representing different mortgage companies, and that we have over 150 years combined in the mortgage industry.  The Mortgage Myth Busters -



Mortgage Myth Busters




Mortgage Myth Busters group description :

The Mortgage Myth Busters is a group of experts from different companies all over the country that share the commitment to provide consumers with the right answers to their real estate finance questions. Our unique approach of collaborating and combining forces enables us to provide factual mortgage information and invaluable insights especially during these trying times.

Our purpose is to educate and assist the consumer in navigating the often confusing process of obtaining financing. It is our goal to dispel the confusion, myths, and lies that surround the real estate and mortgage industry. We do this in hopes of earning your trust and eventually your business.



If you have any mortgage related questions as a consumer or as a realtor or even as a loan officer, they can be asked in our questions forum @ Mortgage Myth Busters Questions Forum -


You can also ask questions here :

Our Facebook Fan Page : Mortgage Myth Busters on Facebook

Mortgage Questions Group on LinkedIn : Mortgage Myth Busters Questions Group on LinkedIn



Conclusion : Thoughts?  Opinions?  Feedback? 

On a side note, some time in the future, we will have selected realtors from different states that will be answering real estate related questions on our site also.  thanks






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For more information on FHA loans, please go to this link. The FHA Expert

For important mortgage insight to watch for, please read : Consumers need to be aware of these Red Flags!


For information about FHA myths & FHA rumors, please read : FHA Myths & Rumors


Copyright © 2010 by Jeff Belonger of Infinity Home Mortgage Company, Inc


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Jeff Belonger
Social Media - Infinity Home Mortgage Company, Inc - Cherry Hill, NJ
The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans

Colleen... thanks for reblogging this and for getting our site out there,,, thanks

jeff belonger

Oct 10, 2010 06:51 AM #1
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Colleen Craig

The Mortgage Ninja
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