When you apply for a mortgage, by federal law, you will receive a document called the Federal Truth-In-Lending disclosure. This one document includes something called APR. (Annual Percentage Rate). Without a doubt APR confuses consumers more than any other document included in the required mortgage paperwork. APR is not the your interest rate.
David and Heath dedicate the entire show to this one topic. If you ever plan on applying for a mortgage, then you need to listen to "The Mortgage Fine Print"
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