In these times there are going to be companies that will charge money to fix a persons credit. That is a waste of time and most people don't realize it. There are ways that a person can fix their own credit for free. It just takes time a effort. If a person takes the time and puts in the energy they can save money and make sure that the job is getting done properly.
With all of the changes in lending guidelines it is very important to have a decent credit score. There are websites out there where a person can get a free credit report to make sure that nothing is reporting incorrectly. If something is they just need to put forth the effort to make the calls and write the letters to get them removed. If there are collections or judgements then make the calls to set up terms for repayment and satisfy those trade lines.
I have a FREE Credit Aid packet that I can email to anyone looking to save themselves the money if they are willing to put forth the time and effort to fix it themselves. Interest rates are great if you have the score so if you need to get your score up then let me know and I will email you the packet.
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