The Integrity TEST; do you think they'll pass?

Mortgage and Lending with Christensen Financial Mortgage 385907

Integrity;  completeness, wholeness   2. unimpaired condition, soundness   3.honesty, sincerity, etc.

reading the definition, they don't really have a prayer, do they?

Who, you may ask?

why the banks, investors, attorneys, mersters, servicers; 



Okay this is a real easy test. Made up of just two parts.

Part One;


Let me see. They told us they reviewed the docs and they met the criteria to foreclose, but

they really didn't, and they know they didn't, and they don't care.

not much gray area there, ya think?

They notorized signatures which they didn't witness, and in some cases they notorized a signature which actually didn't occur. Now that ones pretty cool, in a really dumb way. What happened was

the notary applied the seal, but the signer never signed. Really, this happened.

I know there's plenty more, but do they really have any chance of passing this section?

Moving on.

Part Two;


they hired people who were grossly unqualified to perform their jobs. They made fun of them in some cases referring to them as

"the Burger King Kids"

They didn't know much of anything, if in fact anything at all about mortgages, yet it was their job to review them. They couldn't find a "due on sale clause," with a road map, if they knew what it was. They had a simple solution. In some cases

they just threw the files away.

Now do you think the   "Foreclosers"   passed the test?

Let me make this easy;





Comments (4)

Fred Griffin Florida Real Estate
Fred Griffin Real Estate - Tallahassee, FL
Licensed Florida Real Estate Broker

President Ronald Reagan was asked a question.

The President responded with, "Do you want the One-Word Answer or the Two-Word Answer?"

"The two word answer, Sir."


"Hell, No!"

Oct 23, 2010 11:02 AM
Jay Beckingham
Christensen Financial Mortgage - Port St Lucie, FL
Seniors ROCK!


i really like that.

thanks for the addition.


Oct 23, 2010 11:21 AM
Deb Jamail
HomeLife Southern Properties - Galveston, TX
Galveston County Real Estate


The truth is, in my opinion, the banks were doing what they do best....ripping off the public!  Did many or most of these homeowners stop paying their notes, I am certain the answer is "YES"

Were the documents forged, fraudulently signed and who knows what else.....YES!!!!!

The banks need to be fined, and prosecuted for breaking the law!!  Just like anyone else would be!  But we must get back to selling of homes and the liquidating of foreclosed properties if we are ever to get this housing market back on track.

Oct 23, 2010 11:23 AM
Jay Beckingham
Christensen Financial Mortgage - Port St Lucie, FL
Seniors ROCK!


i agree with you. we need to work through this, and all parties must do so within the laws, and need to put honesty, and integrity back in play.



Oct 23, 2010 12:47 PM