Buy again in Rancho Cucamonga after a BANKRUPTCY!

A past filing of bankruptcy does not mean you can’t buy real estate again in Rancho Cucamonga. We can help you get a mortgage or find other ways to buy a home, if you do get turned down for a traditional mortgage. So if you are in the market to buy in Rancho Cucamonga, Fontana, Ontario, Upland, Claremont, here are a few things to consider: ■Have a copy of your current bank statement ■Have written proof of your monthly income ■Make a list of all your current monthly bills ■Collect all your recent credit card statements ■Have a copy of your bankruptcy agreement If you have straightened out your credit since the bankruptcy, you are in a much better position to get a mortgage. Hopefully, you are currently paying all your monthly bills on time and rebuilding your credit rating. The bigger your down payment, the easier it will be to get a mortgage. So, where can you get money for a down payment? ■Have you been having money taken out of your checks and put into a savings? ■Do you have any money market accounts? ■Do you have money invested in mutual funds? ■Do you have certificates of deposit about to come due? ■Will you be receiving a bonus from your employer? ■How about a friend or relative who would loan you the down payment? For more detailed information about qualifying for a mortgage with a BK on your credit, let's sit down with an experienced mortgage lender who can answer all your questions!