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BOTTOM TEN List: You know it is a HUD Home when:

By
Real Estate Agent with Keller Williams Realty Lafayette/West Lafayette, Indiana

        

 

                  BOTTOM TEN list:  You know it is a HUD home when:

 

 

10.  The top REALTORS® in your MLS board have no idea what you are talking about.

  9.  Instead of welcoming you the cockroaches HISS at you!

  8.  Your investor clients do not want to go into the house.

  7.  The listing agent is ashamed to place his/her FOR SALE sign out in the yard.

  6.  The rooms are messier than your teenager's bedroom.

  5.  The rooms are more cluttered than your spouse's office at home.

  4.  You see the yellow, police crime scene tape across the front door.

  3.  The kids do their math homework assignments on the bedroom walls.

  2.  Your client is thrilled to see a single appliance left in the kitchen.

  1.  Your buyers ask you if the chalk outline of the body on the floor will clean up.

 

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Actually I hope to clear up some of these misconceptions about HUD homes at a class tomorrow at the Lafayette Keller Williams office @ 2pm.

I find HUD homes to be presentable, mostly clean, and well maintained compared to many of the foreclosures I have seen or sold. 

I like the fact if you have a motivated buyer you have a very good chance of winning a bid, and you know it will close within 45 days unlike most foreclosures.

I had a cash buyer with one of the HUD homes and it closed within TWO WEEKS when HUD accepted the bid!

By the way the visitor to the right was captured for posterity in a bank REO home.

HUD homes: Stick around and discover the possibilities!

 

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Looking for a home in Lafayette, West Lafayette, Tippecanoe County or the surrounding area?

I would love the opportunity to help you realize your dream of home ownership, or finding that investment property that is right for you.  I am committed to quality service and will work hard representing your interests.

 

 

Comments(59)

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Ann Hayden 636-399-7544
Berkshire Hathaway HomeServices Select Properties-St. Louis Missouri 314-775-2050 - Des Peres, MO
SelectAnn.com

Bruce,

I usually "pay" for walking into one for about 3 or 4 days...  I am allergic to mold.

Ann Hayden in Wildwood, MO

Dec 19, 2010 09:47 AM
Bruce Walter
Keller Williams Realty Lafayette/West Lafayette, Indiana - West Lafayette, IN

Ann, it is amazing how fast the mold can get to you.  I have started to carry a mask with me when entering houses that are mold infested.

Dec 20, 2010 12:48 AM
Bob & Leilani Souza
Souza Realty 916.408.5500 - Roseville, CA
Greater Sacramento Area Homes, Land & Investments

Bruce, I'm glad I found this post because I missed it originally! When I did real estate in the SF Bay Area (which is where I started) I had never heard of a HUD home because they were pretty much non-existent there between 1999-2005. Now I know, even though I have yet to show one. BTW, the worst creature I've seen in a home was a dead rat in a foreclosed home. Ugh! I'll take cockroaches over rats any day...I am from Hawaii (land of the flying cockroaches), after all. :)

Leilani

Jan 23, 2011 09:27 PM
Bruce Walter
Keller Williams Realty Lafayette/West Lafayette, Indiana - West Lafayette, IN

Hi Leilani,

Wow I hadn't even thought about rats-now you have given me something to look forward to this year, Leilani!  ^_~  

Even though they have changed our vendors in our area(for the worse) HUD homes are still the best foreclosure choice for our owner occupants and investors.  You can really get some great bargains and once the contract is executed you know it must close within 45 days!

Thanks for your words, Leilani, and my wife Sharon still teases me about a couple of cockroach incidents in rental vehicles in Hawaii from our Honeymoon! 

Jan 23, 2011 10:51 PM
Pat Haddad, ABR, CRS, ePRO, GRI
Realty World Indy - Fishers, IN
Carmel, Fishers, Westfield IN Real Estate Expert

#7 is a riot because it is sooo true!  A home a few doors down from me sold and I never even knew about it until I accidentally pulled it up in the MLS.  No sign anywhere to be found!!  So Bruce,  if I ever need you to make a quick run over to Purdue to check on my son, Andrew, you can do it, right?

Jan 26, 2011 01:58 PM
Bruce Walter
Keller Williams Realty Lafayette/West Lafayette, Indiana - West Lafayette, IN

Pat, just say the word and all I have to do is go over to Harry's Chocolate Shop and PRESTO-son found!   ^_~

Jan 26, 2011 02:03 PM
Bob & Leilani Souza
Souza Realty 916.408.5500 - Roseville, CA
Greater Sacramento Area Homes, Land & Investments

OMG, Bruce...cockroaches in RENTAL CARS??? Yikes!!! That is an accident waiting to happen!!! I just got the heebee-jeebees. Ick!!! :D

Leilani

Jan 26, 2011 06:52 PM
Bruce Walter
Keller Williams Realty Lafayette/West Lafayette, Indiana - West Lafayette, IN

Leilani, you are so right!  My favorite incident was on Oahu and we had seen them earlier in the evening inside the speedometer panel.  We were coming back to Honolulu through the Koolau Mtn Range and Sharon lightly ran her fingernails across my thigh like a scurrying cockroach.  I about went off the road!!!   ^_~

Jan 26, 2011 11:11 PM
Bob & Leilani Souza
Souza Realty 916.408.5500 - Roseville, CA
Greater Sacramento Area Homes, Land & Investments

Hee, hee! What a funny story about Sharon teasing you with a cockroach scurry simulation!!! :D

Anyway, I just wanted to stop back by and let you know that I sent in my broker app to HUD...so I may just have my own HUD stories to share soon! :)

Leilani

Apr 04, 2011 09:38 AM
Bruce Walter
Keller Williams Realty Lafayette/West Lafayette, Indiana - West Lafayette, IN

Hi Leilani,

Sharon still will never let me forget that moment!  Its a wonder I didn't drive off the cliff!  I hope you get your HUD contract, Leilani!  As I said above I do like the HUD homes and find them debris free and many time the terribly soiled carpet has been removed unlike the bank REO's.

Apr 05, 2011 03:53 PM
Shanna Hall
Real Estate Solutions - Kirkwood, MO
I love selling houses!!!St. Louis, MO 314-703-1311

Good morning Bruce- I sold a HUD home last summer- it was listed at $48,000.  - we offered 82,000 and won the bid.  (They received 11 offers on the house)  I took several calls that told me that our offer was not too high- only 4,000 above someone else's offer price- they told me when they called;)  And I don't even know if that was the next highest bid;) 

I love selling HUD homes!

Jan 12, 2014 10:44 PM
Bruce Walter
Keller Williams Realty Lafayette/West Lafayette, Indiana - West Lafayette, IN

Shanna, they are so much better than dealing with a bank.  You usually know the next morning when the bids are open where you stand!  Most of the homes in our area are cleaned out very well, and smelly urine laced carpet is removed as well.  It is actually an attractive feature to investors as they don't have to spend time and money removing the trash and foul smelling carpet!

Jan 14, 2014 08:00 AM
Ron Marshall
Marshall Enterprises - Saint Michael, MN
Birdhouse Builder Extraordinaire

Bruce, Agent Chief  Cook found HUD homes very interesting around here, since the Broker/agent in charge of them for years wouldn't allow most agents to show those properties, instead hogging them.  That has changed after so many complained. 

Jan 24, 2015 11:10 PM
Bruce Walter
Keller Williams Realty Lafayette/West Lafayette, Indiana - West Lafayette, IN

Ron, now HUD seems to have gone the other way and they are using listing agents who are up to 100 miles away and have no clue what our local real estate market is like!

Jan 25, 2015 08:58 AM
Anna Hatridge
R Gilliam Real Estate LLC - Farmington, MO
Missouri Realtor with R Gilliam Real Estate LLC

As a REO listing agent, I can say I have seen many which are indeed a haven for the roaches and fleas.  But recently I had the pleasure of dealing with Birds in the attic and on dead on the floor.  Aww, you just never know what you will find.

Apr 24, 2015 03:23 AM
Kathleen Daniels, Probate & Trust Specialist
KD Realty - 408.972.1822 - San Jose, CA
Probate Real Estate Services

You know you are in a HUD home when  .... I agree with you. Most HUD homes are fixed up and presentable.

Apr 24, 2015 09:11 AM
Inna Ivchenko
Barcode Properties - Encino, CA
Realtor® • GRI • HAFA • PSC • Short Sale • Probate

We do not see many HUD homes in my area. But if we do have a bank owned property, it is usually cleaned up and fixed.

May 14, 2015 10:58 AM
Bruce Walter
Keller Williams Realty Lafayette/West Lafayette, Indiana - West Lafayette, IN

Anna, the bank owned properties are the absolute worst.  HUD and now Fannie Mae do a good job of clearing out the mess and horribly soiled carpet.

May 14, 2015 11:35 AM
Bruce Walter
Keller Williams Realty Lafayette/West Lafayette, Indiana - West Lafayette, IN

Kathleen, they do a nice job in our area and now the bidding is responded to within 24 hours.  Much better system in place than five years ago!

May 14, 2015 11:36 AM
Bruce Walter
Keller Williams Realty Lafayette/West Lafayette, Indiana - West Lafayette, IN

Inna, that is great that the banks in your area have the good sense to clean up their REO's.

May 14, 2015 11:37 AM