Here's just a few ways of saving money on your car insurance you might take into consideration:
1. The obvious factor would be to drive safely! Accident claims and moving violations have a tendency of skyrocketing rates. Of course, an accident is an ACCIDENT...and you wouldn't do it on purpose; but take extra precaution, and at least you'll know you did everything within your power to prevent an unfortunate event.
2. Maintain a great credit score. What you might not know is that many preferred companies put Insured's into credit tiers. Preferred companies look for consumers that are financially responsible because they are least likely to cancel for non-payment. They often offer better rates!!
3. Package your home/renters with your auto policy!!! Many companies offer companion discounts for linking several policies together!!
4. If your purchasing a new vehicle with a loan, make sure you are aware of any guidelines the lienholder expects you to maintain as far as coverages. Most lienholders prefer you to have full coverage with a $500 or $1000 deductible. There are many dealerships that offering financing without these stipulations. Make sure you shop around!!
5. Be aware of how the vehicles are assigned to drivers on your policy. If you are assigned to a 98 Toyota with liability only, it wouldn't make sense for your newly licensed teenager to be assigned to a 2010 Mustang with full coverage (unless required by specific company).
PODMASKA INSURANCE AGENCY is an independent agency! What this means is that we have A LOT of preferred companies that we issue business through. We have excellent relationships with these companies. AND we do all the shopping around for you!!!! Whether it's auto, home, renter, umbrella, life, commercial....we know what you need to be well covered. GIVE US A CALL TODAY!!
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