The real estate market is undoubtedly changing. In the Birmingham area, there is more inventory (over 400 more homes than this time last year), and existing home sales are down overall. The mortgage market is also doing it's fair share to impact the real estate market. For many, it's harder to get financing or the terms available aren't worth the risk/investment. We are in a different world than 2 or 3 years ago. But with all that said, I'm not sure it's all bad. The mortgage business is definitely getting cleaned up, and it's probably only a matter of time before the pool of real estate agents gets cleaner. I recently heard a great saying......."you can never go wrong by doing right."

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