Fargo ND First Time Home Buyer Education / Dave Werth 218-790-7653 Fargo Homes For Sale

By
Real Estate Broker/Owner with WERTH REALTY

 

Dave Werth 218-790-7653 / Kvamme Real Estate /

davew@kvammerealestate.com

First Time Homebuyer Education - Fargo ND Moorhead MN

Homebuyer Education

Purchasing your first home will be one of the biggest financial decisions you make in your lifetime.

This is not a decision you want to go into with your eyes closed. Many times in this process you will be asking yourself "Who can I trust? What is the next step? How do I know if I am getting a good mortgage product?" Family Life Credit Services is here for you!

 

Family Life Credit Services is a Certified Homebuyer Educator. We offer an eight hour workshop once a month that will educate you on all you need to know about purchasing your first home. In these classes you will also hear from a realtor, a mortgage lender, a home inspector and insurance agent. Once you have completed the workshop you are entitled to a one-on-one counseling session where you and your homeownership counselor will develop an action plan to help you realize your dreams of owning a home.

Did You Know?

Most communities offer incentives for First-Time Homebuyers such as Down-Payment and Closing Cost Assistance as well as below market interest rates guaranteed by the government. Many of those funding program will only be granted if you attend a Certified Homebuyer Education Workshop.

Some of the topics covered in our workshop are:

Is Homeownership Right for You?

Lifelong Money Management

Financing a Home

Qualifying for a Mortgage and the Loan Application Process

Shopping for a Home

The Closing Process

Preventing Foreclosure

Life as a Home Owner

Predatory Lending Practices

We encourage you to contact us if you are considering purchasing a home within the next year as this workshop would be very beneficial to you. If you have some further questions please Contact Dave Werth @ 218-790-7653 or davew@kvammerealestate.com

Fargo ND First Time Homebuyers Class / Moorhead MN First Time Homebuyers Class

Comments (2)

Wayne Johnson
Coldwell Banker D'Ann Harper REALTORS® - San Antonio, TX
San Antonio REALTOR, San Antonio Homes For Sale

Dave-That looks like a workshop that covers the basis. Are your workshops well attended. What entity certifies the workshop?

Nov 25, 2010 05:03 PM
Dave Werth
WERTH REALTY - Fargo, ND
FULL TIME REALTOR

 

I used to teach for Family Life Credit Services a lot but they are backing there times down, so

We are starting a new one in 2011.  A lender and I are grouping up and will be adding a few additional people to help us teach a short class.  Since the funds have gone away and you don't need the certificate anymore, we will host a short class completely to get buyers to buy from us.  It will be a total try at it.

We are meeting on Friday to regroup and hopefully get 2-5 buyers per month as my clients as my goal for the class.  We have recieved lists that we will be mailing out such as Bridal Registry lists and apartment complexes which we have gone in physically and taken pictures of the names of the people and will send out mailers too.  Our goal isn't the size of the class as we don't care, but the buyers we will obtain from the classes.  We will have some incentive for coming and have to brain storm that and twwek as we go.  But same format as we did before.  Lender, Realtor, Inspector, Insurance and cover all that in an hour and a half to 2 hours. 

 

Nov 30, 2010 08:20 AM

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