First Time Home Buyer Fargo ND Homes For Sale Fargo ND Dave Werth 218-790-7653

Real Estate Broker/Owner with WERTH REALTY


Dave Werth 218-790-7653 / Kvamme Real Estate /

First Time Homebuyer Education - Fargo ND Moorhead MN

Homebuyer Education

Purchasing your first home will be one of the biggest financial decisions you make in your lifetime.

This is not a decision you want to go into with your eyes closed. Many times in this process you will be asking yourself "Who can I trust? What is the next step? How do I know if I am getting a good mortgage product?" Family Life Credit Services is here for you!


Family Life Credit Services is a Certified Homebuyer Educator. We offer an eight hour workshop once a month that will educate you on all you need to know about purchasing your first home. In these classes you will also hear from a realtor, a mortgage lender, a home inspector and insurance agent. Once you have completed the workshop you are entitled to a one-on-one counseling session where you and your homeownership counselor will develop an action plan to help you realize your dreams of owning a home.

Did You Know?

Most communities offer incentives for First-Time Homebuyers such as Down-Payment and Closing Cost Assistance as well as below market interest rates guaranteed by the government. Many of those funding program will only be granted if you attend a Certified Homebuyer Education Workshop.

Some of the topics covered in our workshop are:

Is Homeownership Right for You?

Lifelong Money Management

Financing a Home

Qualifying for a Mortgage and the Loan Application Process

Shopping for a Home

The Closing Process

Preventing Foreclosure

Life as a Home Owner

Predatory Lending Practices

We encourage you to contact us if you are considering purchasing a home within the next year as this workshop would be very beneficial to you. If you have some further questions please Contact Dave Werth @ 218-790-7653 or

Fargo ND First Time Homebuyers Class / Moorhead MN First Time Homebuyers Class

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