Now is the Time to Consider Refinancing Your San Jose Mortgage

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Mortgage and Lending with Quicken Loans

According to the Associated Press, the housing market is still struggling, recording its "worst summer in more than a decade."  But the silver lining to this statistic is that because of low rates, more homeowners are choosing to refinance their home this fall.  While no one is sure how long rates will remain low, the time to review your financial goals is now, while the market remains in consumers' favor. 

Lock in a Low Mortgage Rate

Most likely, you are in a situation where your rate and monthly payment can be reduced, and you can use that cash to accomplish other goals, whether it is home remodeling or personal savings.  My friend and mentor, Tim Birkmeier, Vice President of Quicken Loans, stresses the importance of assessing your finances before the typical extra holiday expenditures and before the new year begins so that you have a financial plan that makes sense for your specific situation.

Reduce Your Monthly Payment With a San Jose Mortgage

Evaluate your financial spending and saving and see if mortgage refinancing is the right choice for you.  As a Quicken Loans mortgage professional licensed in California, I have helped many clients refinance into a lower mortgage payment and save thousands of dollars over the life of their loan.  Research your refinance options, and if you're ready to move forward, get in touch with me at Quicken Loans today!

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