Troubled credit history, lack of income, no down payment...all reasons this Tampa lender has to flex my muscles. Oh yes, as this title states, I am dusting off my gloves and taken' em to the gun show!
In today's market, as a loan officer, I have to fight even harder for my customers. Recently, I had a home buyer referred to me who had a couple issues....mainly lack of sufficient overtime income to qualify for the home he wanted. So what did I do...I fought. I made a case for my buyer of why we should be able to include the overtime income he received, although he didn't have a two year history of receiving it. I showed by underwriter his previous history, the strengths in the file and most important, why this loan made sense.
Today, consumers looking for a mortgage need a lender working for them who is willing to put in the time and effort to make things happen for their customers. With my borrower, I put in about 5 extra hours on his file just getting through the income. And guess what...I got the loan approval.
Although I have not yet been caught for carrying these weapons...I break them out when I have to!
If you know someone who needs a mortgage lender who means business...I am in the ring and in your corner. Put me to work and let me flex my muscles!
For a complimentary consultation on what I can do for your situation, please contact me, Leah Ross, Your Tampa Mortgage Professional.
Proudly flexing my "lending muscle" for South Tampa, North Tampa, Westchase, Brandon, Clearwater, St. Petersburg and the remaining Tampa Bay area.
View more mortgage posts on my Tampa Bay Mortgage Blog.