Americas Home Buyer Solution

Americas Home Buyer Solution

Americas Home Buyer Solution has helped many families purchase a home. Ever wonder what Down Payment Assistance options are available to home buyers to help purchase homes?

America's Home Buyer Solution^TM is a Down Payment Assistance program from a HUD approved 501 (3c) that provides gift funds (non taxable and do not need to be repaid) of up to 2.5% of a homes sales price to be used for Down Payment and/or closing costs.

By utilizing the Americas Home Buyer Solution One Percent Down gift program any home eligible for an FHA government mortgage statewide in the eligible states can now be purchased with as low as 1% down. The minimum down payment requirement for a FHA loan is 3.5%. The program allows qualified borrowers utilizing an FHA 30 year fixed rate loan to receive a qualified gift of up to 2.5% of a home sales price to be used for down payment and/or closing cost assistance. This gift never has to be paid back. The better news is the remaining 1% required can also be a Down Payment Assistance gift from a family member, employer, union, or any other HUD approved source. Americas Home Buyer Solution One Percent Down gift program is offered exclusively through The Lending Company, a Mortgage Bank.

For the first time in history with the equivalent of 1 months rent and 1 months security deposit (something every renter needs when their lease expires) and Americas Home Buyer Solution gift program, they can own a home instead.

Americas Home Buyer Solution gift program requirements:

• Receive up to 2.5% Down Payment Assistance Gift Money for the purchase of a home.
• The remaining 1% down payment required can be a gift from a family member.
• This 2.5% Down Payment Assistance gift NEVER has to be paid back.
• Applies to any FHA Approved Property in the State.
• Seller can contribute for closing costs and pre-paid expenses (taxes, insurance, etc.)
• Not just for first time buyers! Current homeowners may also qualify.
• Expanded income limits based on county.
• Flexible loan approval guidelines.
• Home must be owner-occupied. No rental properties.
• Competitive interest rates.
• No pre-payment penalties.
• Credit Scores: 640 or higher
• Income Limits: Must be at or below The USDA median income limits. I can provide a copy of your county upon request.
• First Time Homebuyers Education - This online course is only $60.00
• Not limited to First Time Homebuyers Only

The Americas Home Buyer Solution One Percent Down gift program is available for any FHA approved property including duplex, triplex or  4-plex in the states of: AZ, CA, CO, CT, FL, HI, NE, NM, OR, TN, TX, UT, WA

If you are a Realtor and have clients who may qualify for this program, or a home buyer looking for down payment assistance, please click on The Americas Home Buyer Solution Link

Call 800-324-3027 or e-mail me mnewman@thelendingco.com for more information.