FREE Loan Modification (Company) Help For Frederick Maryland Homeowners

Real Estate Broker/Owner with Maxus Realty Group - Broker 301-246-0001 Broker - Realtor - CEO


How Can I Qualify For A Loan Modification When I'm Current on my Mortgage Payments?

loan modification could be the answer you are looking for. . Even eligible homeowners who are current on their mortgages could qualify. . but you have to ask.


I owe more than my property is worth. Do I still qualify for a  Loan Modification or  refinance under HARP?

(HARP stands for Home Affordable Refinance Program -A Separate Program)

Eligible loans will include those where the first lien mortgage does not exceed 125% of the current market value of the property. 



Do You Have To Accept "JUST ANY" Loan Modification?

You have the option of negotiating with the bank and accepting or not accepting the terms that they offer you for in a loan modification. If the terms are not designed to help you, by all means do not sign just any agreement  offered to you. You new  payments have to match your budget period. . over-extending yourself will only have one goal. . to go back where you are starting now. 


Ok, What is a Loan ModificationA loan modification is one of the best options available for homeowners and lenders alike. Loan modification is a long-term solution that will help the borrower make their loan payments and stay in their home. A loan modification can  be accomplished by decreasing the interest rate, or if an adjustable rate, changing it to a fixed rate. Your loan can also be   extended  in the period of time the borrower has to pay the loan back,  and in some cases your loan can be switch to a different type of loan all together.

Loan Modification Help For Frederick Maryland


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Fernando Herboso - Broker for Maxus Realty Group

301-246-0001 Serving Maryland, DC and Northern VA
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