Top 10 Reasons to Buy a Home - Now

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These are 10 simple reasons to buy a home. They are 10 informed reasons to buy a home. They are 10 logical reasons to buy a home. And this list is approved by a veteran loan originator who knows how to get a loan closed in this restricted environment. I have been at more than one closing that Addie Drolette has patiently and competently helped occur.

  • It Builds Equity - Home ownership builds equity for future uses such as college expenses, home-additions, retirement, etc.
  • Available Financial Assistance - There are many programs that help a buyer not only with the financing but also with the down-payment. Sovereign Bank has access to many of these programs.
  • It's a Buyer's Market - Today we are in a buyer's market with plenty of homes to choose from. No need for a buyer to settle for anything less than the house of their dreams.
  • Deduct Property Taxes - Real estate property taxes paid by the buyer may be tax deductible.*
  • Mortgage Interest Deduction - Mortgage interest paid may also be tax deductible.*
  • Appreciation - Real estate values move in cycles, sometimes up, sometimes down, but over the years real estate has consistently appreciated in value. This can lead to a re-sale price higher than what a homeowner originally paid.
  • Equity Loans - A homeowner can get an equity loan that usually has a low interest rate and the interest paid on the home equity loan may also be tax deductible.*
  • Freedom - Homeowners are free to choose paint colors and landscaping that reflect their personal style. They can even adopt a pet without getting a landlord's approval.
  • Interest Rates - Today's rates are among the lowest they have ever been. Sovereign Bank has fixed rate mortgages with flexible repayment options, as well as ARMs to fit any need.
  • Pride of Ownership - Home ownership gives a person and their family a sense of stability and security.
  • Now is the time. There are good buys at every price point! I have closed transactions from $300K to $2.7 mil in the last 6 weeks. A good loan originator is a key to a smooth closing on Cape Cod.



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    Devona Garrigus
    Garrigus Real Estate - Redlands, CA
    REALTOR® / Short Sale Specialist

    Heath - Great list of reasons to buy. The interest rates are amazingly low, right!

    Nov 16, 2010 03:06 AM #1
    Ellie Penaranda
    239.776.5077 Downing-Frye Realty - Naples, FL
    Naples Florida Real Estate - Waterfront & Beach Co

    Heath, great post, and thanks for re-inforcing this great opportunity for buyers - as agents we need to keep reminding all buyers out there of the benefits they are missing on.

    Nov 16, 2010 03:13 AM #2
    Larry Lawfer
    YourStories Realty Group powered by Castles Unlimited® - Newton, MA
    "I listen for a living." It's all about you.

    Heath, this is very helpful.  Your experience falls into the "buyer beware" category.  If I am buying a used car I always have my independent mechanic check it out.  Now I can help him through the site you have shared. Happy motoring.

    Dec 20, 2010 02:43 AM #3
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    Associate Broker Falmouth MA Cape Cod Heath Coker

    Heath Coker Robert Paul Properties Falmouth MA
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