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Why Buyers Can't Steal Homes

By
Commercial Real Estate Agent with Hanover Properties

 

man, burglar, robber, shadowy figure standing in front of home,  houseI'm sure every agent out there as dealt with more than one buyer and/or investor who wants to a steal a home. They think that they can offer $20,000-100,000 less than the asking price. They say they know of someone who bought a house for a song, but they can never give you enough details so that you can research its varacity.

This is not to say that the professional trust deed buyers or buyers at trustee sales can't or aren't getting good or even great buys, but these are individuals or groups who are solely dedicated to this pursuit. So when the new buyer or casual investor seek out a "steal" they really have no idea that for them it's not to be had.

Today the actual "steal" is in the home price. Currently in most markets home prices are hovering around 2002 pricing. That's a great buy on a home when you consider the massive appreciation that took place between 2003-2007.

Buyer's today have a hard time recognizing and accepting that the discount is reflected in today's home price. Depending on the market, most home prices listed are 35-50% off from what they were at the peak. Buyers think that they are going to get the deals (rather steals) that they heard about in the 90's recession. But what they fail to realize is that level of transparency is much higher today than it was in the last recession.

For instance, the internet was barely coming online and less than 10% of the population had access to it. Today all professionals are online and seeing what is happening with real estate in their market at a moments notice. The speed that information travels helps keep the housing market priced accurately, sort of like the stock market, but not nearly as efficient. So if consumers and even some agents could realize this it would make the offer and acceptance process much easier.

The bottom line... Buyers can't steal homes. They have to pay fair market value just like everyone else. 

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Scott Fogleman
New Home Team - Richmond, VA

Great post and very timely. Lots of buyers are running around thinking they can "steal" homes in my area only to find houseing has been stable.

Nov 16, 2010 07:38 AM
Larry Atkins
State Wide Realty Co. - Farmville, VA
Veteran Owned & Operated

Your have a very good point. Not to mention they can serious hurt their own chances by offending the seller with a low ball offer. I've seen sellers refuse to negotiate with buyers that try this tactic.

Nov 16, 2010 08:01 AM
Tammy Emineth
Personal SEO - Website SEO and Real Estate Marketing - Frenchtown, MT
Content Marketer, SEO Teacher, Website Fixer

But like you said, those buyers that are not in a hurry, can play the market, seek out the best finds and have a great agent ready to help them jump on a good deal when one pops up.

Nov 16, 2010 08:21 AM
J Perrin Cornell
Coldwell Banker Cascade Real Estate - Wenatchee, WA
Broker, ABR, VAMRES

I agree with the tranparency part... BOTH buyers and sellers AND agents know more instantly now. At the same time there are offers and there are offers... the fact that an offer is say $50K off of ask price may still make it a good offer... for example an offer coming in $50K low on a property that has been on the market say 90+ days and the offer is all cash, no closing costs and no inspection and close in 10 days plus $10K earnest money may bear a lot more consideration than an offer at the same price with 5% down conventional with credit score below 700 and an inspection and closing costs...etc... 

Nov 17, 2010 01:15 AM